American Income Life Insurance Company
Insurance
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Company: AO – American Income Division of Globe Life
Work Arrangement: 100% Remote | U.S. Residents Only
Schedule: Flexible | Work From Home
Experience: Entry Level Welcome | No Insurance Experience Required
Compensation: Commission-Based | Weekly Pay | Performance Incentives
Career Track: Client Services | Sales | Leadership Development
Are you looking for more than your next paycheck? Do you want a career where your effort, professional development, and performance can create opportunities for greater income and advancement?
AO is seeking motivated, growth-minded professionals to join our expanding virtual team as Remote Career Growth Consultants.
In this role, you'll work with individuals and families who have requested information about available benefits, helping them understand their options, identify their needs, and make informed financial protection decisions.
This opportunity combines client service, relationship building, benefits education, consultative insurance sales, and leadership development in a fully remote environment.
We value communication skills, professionalism, coachability, work ethic, and a willingness to grow. Comprehensive training, licensing guidance, mentorship, and ongoing professional development are provided.
✓ 100% Remote / Work From Home
✓ Flexible Scheduling
✓ Qualified Client Opportunities Provided
✓ No Lead Purchasing Required
✓ No Traditional Cold Calling
✓ Weekly Commission-Based Pay + Performance Bonuses
✓ Renewal & Residual Income Opportunities
✓ Comprehensive Training & Mentorship
✓ Performance-Based Leadership Advancement
As a Remote Career Growth Consultant, you'll begin by learning how to provide an exceptional client experience while developing valuable communication, business, and relationship-management skills.
You'll meet virtually with clients, learn about their needs, explain available life, accident, and supplemental health insurance options, and assist eligible clients through the enrollment process.
As you demonstrate consistency and strong performance, you'll have opportunities to develop additional skills in mentorship, coaching, team development, and leadership.
Our approach is centered on education, relationships, service, and trust—not high-pressure sales tactics.
Meet virtually with clients through scheduled Zoom and phone appointments
Connect with individuals and families who have requested benefit information
Ask questions to understand each client's needs and priorities
Build trust through professional and personalized communication
Answer client questions clearly and accurately
Provide ongoing follow-up and client service
Build long-term relationships beyond the initial appointment
Maintain accurate digital records and documentation
Once properly licensed, you'll:
Explain available life, accident, and supplemental health insurance options
Help clients understand coverage features and benefit choices
Identify individual and family financial protection priorities
Provide needs-based recommendations
Guide clients through applications and enrollment
Assist with required documentation
Help ensure clients understand the coverage they select
Provide continued service after enrollment
Spend your time helping people who are interested in learning more about available benefits.
Representatives connect with qualified client opportunities, including individuals and families who have requested information.
This allows you to focus on:
Scheduled client consultations
Benefits education
Needs-based conversations
Enrollment assistance
Relationship building
Follow-up and ongoing service
Build your career from home while remaining connected to clients, mentors, teammates, and leadership.
You'll have access to:
Virtual client appointments
Remote training and coaching
Online team meetings
Modern digital business systems
Collaborative virtual support
No daily commute
Remote work also requires self-motivation, organization, accountability, and consistent follow-through.
Enjoy greater control over your schedule while maintaining the consistency and availability necessary to serve clients and achieve your professional goals.
This opportunity can provide greater flexibility than a traditional office environment while still rewarding individuals who approach their career with discipline, structure, and accountability.
This is a commission-based independent contractor opportunity—not an hourly or salaried position.
Compensation opportunities may include:
Weekly commission payments
Performance-based bonuses
Renewal and residual income opportunities
Leadership incentives as applicable
Recognition programs
Additional performance rewards
There is no predetermined cap on commission-based production; however, compensation is directly tied to individual activity, production, consistency, and results.
Individual earnings vary, and no specific income level is guaranteed.
We provide structured training and ongoing professional development designed to help motivated individuals learn the business and build confidence.
Training may include:
Structured virtual onboarding
Product and benefits education
Client-service development
Consultative sales training
Virtual presentation skills
Enrollment systems and procedures
Communication and relationship-building development
Weekly virtual coaching
One-on-one mentorship
Leadership development
Ongoing professional education
You bring the motivation and willingness to learn. We'll provide the training, mentorship, systems, and support to help you develop.
You do not need to already hold an insurance license to apply.
Because this opportunity involves discussing and enrolling clients in insurance products, representatives must obtain the appropriate state Life & Health Insurance License before performing activities requiring licensure.
At AO, your professional development doesn't stop after onboarding.
As you gain experience and demonstrate strong performance, you'll have opportunities to:
Strengthen communication and presentation skills
Develop advanced client relationship skills
Receive one-on-one mentorship from experienced leaders
Learn coaching and team-development fundamentals
Participate in leadership development
Mentor and support newer representatives
Develop business-building and organizational skills
Pursue additional leadership and management responsibilities
A potential development path may include:
Career Growth Consultant → Mentor/Trainer → Team Leader → Management → Advanced Leadership
Advancement is based on performance, consistency, initiative, professional development, and demonstrated leadership ability—not simply tenure.
Leadership positions are earned through performance and development and are not guaranteed.
Qualifying representatives may have access to:
Medical reimbursement program
Company-supported life insurance
Accidental Death Benefit coverage
Renewal and residual income opportunities
Leadership development programs
Professional coaching and mentorship
Virtual business technology and resources
Professional conferences and development events
Eligibility requirements and qualification periods may apply.
Strong performance may also qualify representatives for opportunities such as:
Company-sponsored incentive travel
Leadership conferences
Professional development events
Performance contests
Recognition programs and awards
Team experiences
Additional advancement opportunities
You may be a strong fit if you demonstrate:
Strong verbal and written communication skills
Excellent interpersonal and relationship-building abilities
Positive, professional attitude
Growth-oriented mindset
Self-motivation and personal accountability
Goal-oriented approach to work
Strong organization and time-management skills
Dependable follow-through
Ability to work independently from home
Comfort using Zoom and virtual technology
Ability to collaborate within a remote team
Coachability and openness to feedback
Professionalism and integrity
Desire for continuous personal and professional development
We're looking for people who are willing to learn, apply coaching, stay consistent, and grow.
Previous insurance experience is not required.
Experience in these areas may transfer well:
Customer Service • Client Relations • Sales • Healthcare • Hospitality • Retail • Education • Administrative Support • Banking • Financial Services • Account Management • Recruiting • Call Centers • Military Service • Leadership or Management
Recent graduates and career changers are encouraged to apply.
Applicants must:
Be at least 18 years of age
Be legally authorized to work in the United States
Be physically located within the United States
Have access to a reliable computer or laptop
Maintain reliable high-speed internet
Have webcam and microphone capability
Maintain a quiet, professional workspace
Be comfortable communicating with clients through Zoom and phone
Be comfortable learning web-based technology and business systems
Be willing to complete required training and professional development
Be willing and able to obtain the appropriate state Life & Health Insurance License
Qualified applicants will first complete a brief career overview covering:
Position responsibilities
Client opportunities
Commission-based compensation
Licensing requirements
Training and mentorship
Benefits and incentives
Career growth and leadership advancement
Candidates interested in continuing will then have the opportunity to participate in a live Zoom interview with our hiring team.
All interviews are conducted virtually.
If you're looking for a 100% remote career where you can help families, develop valuable professional skills, build long-term client relationships, and create greater earning and leadership opportunities through your performance, we'd like to hear from you.
After you apply, unlock the direct contact details of the people who actually make the call. A quick follow-up makes you 5x more likely to land an interview.
Marcus Rivera
Chief Revenue Officer

Sargent & Lundy

American Income Life Insurance Company

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American Income Life Insurance Company