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FOS Insights Analyst

Role overview

Summary

The FOS Insights Analyst role focuses on uncovering root causes behind complaints and Ombudsman decisions to enhance customer outcomes. You will work closely with the Complaints team and Customer Operations at Monzo, using data insights to drive improvements and prevent future issues.

Qualifications

  • Experience carrying out root cause analysis and implementing improvements.
  • Understanding of complaint handling in an FCA-regulated environment, including DISP rules.
  • Familiarity with the Financial Ombudsman Service and its processes.
  • Confidence in analyzing and interpreting data, including using tools like Looker.
  • Ability to communicate complex information clearly to diverse audiences.

Responsibilities

  • Monitor key risk indicators to identify emerging trends and opportunities for improvement.
  • Carry out root cause analysis on FOS referrals and outcomes to understand driving factors behind complaints.
  • Turn complex data into actionable insights and recommendations for teams.
  • Share findings with senior leaders and governance committees to support informed decisions.

Key facts

Hard skills

Other skills

  • Communication
  • Problem Solving

About the company

Monzo Bank logo

Monzo Bank

  • Banking
  • Large
  • 1,001–5,000
At Monzo, we’re building a new kind of bank. One that lives on your smartphone and built for the way you live today. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better.

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Job description

London OR Cardiff OR Remote (UK) | 💰 £33,600 - £44,450 + Incentive Awards tied to your performance + benefits ✨

⭐Our Complaints team

Our mission is to make money work for everyone. And while having a great app is part of that, we pride ourselves on providing world-class support. By solving customers' problems, treating them fairly and being transparent, we're making banking better 💪

Our Complaints team works alongside Customer Operations to make sure customers receive the best possible service, even when things go wrong. We put empathy at the heart of how we handle complaints and use what we learn to make things better.

The Financial Ombudsman Service (FOS) plays an important role in helping us improve. As a FOS Insight Analyst, you'll uncover the root causes behind complaints and Ombudsman decisions, turn data into meaningful insights and help teams make changes that improve customer outcomes and prevent future harm.

🔑You’ll play a key role by…

  • Monitoring key risk indicators, including FOS referral and overturn rates, to spot emerging trends and opportunities for improvement.

  • Carrying out root cause analysis and deep dives into FOS referrals and outcomes to understand what's driving complaints and decisions.

  • Turning complex data into clear, actionable insights and recommendations that help teams address underlying issues.

  • Sharing findings with senior leaders and governance committees to support informed decisions and improve customer outcomes.

  • Tracking agreed actions across teams, highlighting progress, challenges and opportunities to make improvements.

  • Assessing the impact of completed actions to understand what's working and where further changes are needed.

  • Working with the FOS to share insights, discuss differences in interpretation and identify practical solutions.

🤩 We’d love to hear from you if…

  • You have experience carrying out root cause analysis and turning findings into meaningful improvements.

  • You understand complaint handling in an FCA-regulated environment, including the Dispute Resolution (DISP) rules.

  • You're familiar with the Financial Ombudsman Service, how complaints are referred and how decisions are made.

  • You're confident analysing and interpreting data, including using tools like Looker to identify trends and patterns.

  • You can turn complex information into clear, practical recommendations that different audiences can understand.

  • You're comfortable working with stakeholders across different teams, constructively challenging decisions and influencing positive change.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

🙌What’s in it for you

  • 💰£33,600 - £44,450+ Incentive Awards tied to your performance ➕ benefits.

  • ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

  • 📚£1,000 learning budget each year to use on books, training courses and conferences.

  • 🏡We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.

  • ➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 4 key steps

1. Application
2. Recruiter call 
3. Role Specific Interview 
4. Values Interview

This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

🤖 We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out!

LinkedIn Tags: #LI-JK1

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