We are looking for a Lead SAP S/4HANA Credit Management Consultant to drive end-to-end Credit Management delivery across a global S/4HANA landscape. You will lead functional design, configuration, and rollout while partnering with stakeholders, architects, and delivery teams across O2C, Credit Risk, and Credit Scoring. Bring your expertise and apply now. Responsibilities Drive the functional design and delivery of SAP S/4HANA Credit Management / FSCM Credit Management Own the Credit Management solution design and align it to the broader Order-to-Cash (O2C) architecture and business processes Facilitate stakeholder workshops to capture credit policies, risk-management requirements, and market-specific needs Translate business requirements into SAP functional designs, configuration activities, and implementation tasks Configure and enhance Credit Management features including credit segments, credit profiles, credit limits, exposure, credit-risk classes, scoring, automatic credit checks, credit-block management, release processes, and Business Partner integration Define and validate integration between Credit Management and Sales & Distribution, Finance, Business Partner, and related SAP/non-SAP systems Assess current processes and recommend standard S/4HANA capabilities while limiting unnecessary customization Prepare functional specifications for enhancements, interfaces, and developments in close collaboration with ABAP and integration teams Support SIT, UAT, regression testing, cutover, go-live, and hypercare activities Coordinate cross-team resolution of complex functional defects and integration issues Contribute to the global template and manage localization needs for subsequent market rollouts Provide functional leadership and guidance to other SAP consultants and market teams Requirements Proven 5+ years of hands-on experience with SAP S/4HANA Credit Management / FSCM Credit Management and Order-to-Cash business processes Solid knowledge of integration points across Credit Management, SAP SD and FI, and Business Partner Deep expertise in designing and configuring credit checks, credit limits, credit exposure, and credit-block/release processes Demonstrated experience with S/4HANA implementations, migrations, and global template rollouts Proven ability to lead functional workshops independently and engage senior business stakeholders Strong analytical and troubleshooting skills with a track record of resolving complex cross-functional SAP issues Hands-on experience producing functional specifications and collaborating with ABAP, integration, and architecture teams End-to-end delivery experience across Design, Build, SIT, UAT, Cutover, Go-Live, and Hypercare Strong English communication and stakeholder-management skills Nice to have Experience leading multi-country/global SAP rollouts Background in retail or large international enterprise environments Experience with complex integrations between S/4HANA Credit Management and external credit, finance, or risk-management solutions Experience establishing reusable global templates while managing market-specific requirements Previous experience acting as a Lead Consultant, Functional Lead, or Credit Management SME
