TD Innovation Partner Intern/Co-op (Winter 2027)

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Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Innovation Partners (TDIP) is a new full-service technology banking team providing bespoke, high-touch banking and financial services to address the unique challenges, opportunities and needs of technology entrepreneurs from ideation to IPO and beyond. This includes banking and lending products, principal investments and private banking solutions. 

The team collaborates with the most innovative technology and venture-backed companies across Canada from the earliest stages to those that are later stage and publicly traded, leveraging their industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.

Our TDIP Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TDIP business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization

• Connect and Learns on topics such as Innovation

• Diversity and Inclusion and Personal Branding and so much more

TDIP Winter Analysts have the unique opportunity to gain insight into a client-focused team and experience a fast-paced entrepreneurial environment where employees have the opportunity to make an immediate impact and are rewarded for performance.

Our Winter Analysts are exposed to credit transactions, principal investing, portfolio management and day-to-day relationship management by working closely with the TDIP team.

Our lean deal team structure will not only provide you with unparalleled hands-on experience, but it will also help you develop lasting personal and professional relationships with peers that will serve as the foundation for a successful career.

The TDIP Intern/Co-op will begin working on their day-to-day responsibilities, with one-on-one support from colleagues serving as both instructors and mentors throughout their engagement.

• Assisting in monitoring and control activities of the portfolios, which include financial covenant tracking, internal bank tracking reports and ensuring the portfolios are managed against overall bank set targets

• Assisting with the credit underwriting and due diligence process including the overall preparation of financial models and credit and investment applications

• Assisting the TDIP team with growing the portfolio by structuring competitive financing packages while maintaining a balanced view on risk mitigants and credit quality

• Engaging in client meetings with TDIP team to understand due diligence and make recommendations to internal and external decision makers

• Assessing credit risk in compliance with applicable internal and external requirements (e.g. financial controls, risk policies) to increase profitability and enable business growth

• Staying informed about market conditions and industry developments to contribute insights that enhance the bank's position in the technology sector

• Working and collaborating in a team environment and ensuring client expectations are met/exceeded.

Job Requirements:

• Currently enrolled in an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce or related field.

• Must be enrolled in an undergraduate degree with the intent of going back to school at the end of your work term.

• Interested in making an impact in the Canadian innovation ecosystem.

• Skilled communicator with excellent writing, speaking, and interpersonal abilities.

• Can work collaboratively as part of team and independently.

• Well-versed and efficient in using the Microsoft Office suite of products

Additional Details:

• This position is a 4-month work term and will commence January 4th – April 23rd, 2027.

• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.

• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements

• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):