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Senior Director, FP&A - Retail Finance

Role overview

Qualifications

  • 10+ years of progressive experience in FPA, operational finance, or related roles
  • Proven retail experience with strong understanding of unit economics and gross margin management
  • Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA or CPA/CFA preferred
  • Strong financial modeling, forecasting, and analytical capabilities

Responsibilities

  • Lead financial planning, forecasting, and budgeting with operational alignment
  • Serve as financial partner to leaders across merchandising, operations, technology, and servicing
  • Drive visibility into unit economics, customer behavior, and operational KPIs
  • Build and modernize forecasting models and dashboards tied to business drivers

Key facts

Other skills

  • Forecasting
  • Budgeting
  • Analytical Skills
  • Microsoft Excel
  • Microsoft PowerPoint
  • Communication
  • Leadership
  • Team Building
  • Adaptability

About the company

Progressive Leasing logo

Progressive Leasing

Buy Now Pay Later (BNPL) & Consumer Credit

Our Mission is to create a better today and unlock the possibilities of tomorrow through financial empowerment. OUR VALUES • We Value People Above All Else • We Do The Right Thing - Period • We Innovate & Simplify • We Have GRIT DIVERSITY @ PROG We believe that diversity – of people and ideas – inspires innovation and improves communities. Progressive Leasing strives to be an inclusive organization that reflects the diversity of the customers we proudly serve. OUR AWARDS 2023 • Shatter List (Women Tech Council) 2022 • Shatter List (Women Tech Council) 2021 • Shatter List (Women Tech Council) • Business Equality Leader (Equality Utah) • Best Companies to Work For (Utah Business Magazine) • Best Places to Work (Phoenix Business Journal) 2020 • Shatter List (Women Tech Council) • Best Companies to Work For (Utah Business Magazine) • Utah's Fast 50 (Utah Business Journal) 2019 • Best Companies to Work For (Utah Business Magazine) • Utah's Fast 50 (Utah Business Magazine) 2018 • Best Places to Work (Glassdoor) • Top CEOs (Glassdoor) • Best Companies to Work For (Utah Business Magazine) • Utah's Fast 50 (Utah Business Magazine) • Forty under 40: Utah's Rising Stars (Utah Business Magazine) Progressive Leasing is a leading provider of in-store, ecommerce, and app-based point-of-sale lease-to-own solutions that provide transparent and competitive payment options and flexible terms intended to help credit challenged customers achieve merchandise ownership. The company has helped millions of consumers acquire furniture, appliances, jewelry, electronics, mattresses, cell phones, and other products consumers need by utilizing a technology-based proprietary platform that provides instant decisioning results. Progressive Leasing is owned by PROG Holdings, Inc. (NYSE:PRG), a fintech holding company based in Salt Lake City, Utah. More information on Progressive Leasing can be found on the company’s website, https://progleasing.com..

Company details

Company typeLarge
IndustryBuy Now Pay Later (BNPL) & Consumer Credit
Company size1001 - 5000

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Job description

Progressive Leasing is a leading provider of in-store and e-commerce lease-to-own solutions. With more than 20 years in FinTech, we’ve grown from start-up to industry leader by innovating, simplifying, and valuing people. We are a subsidiary of PROG Holdings (NYSE: PRG), a FinTech holding company with three business segments: Progressive Leasing, Purchasing Power (a leading employee purchase program for consumer products and services using payroll deduction), and Four, a Buy Now Pay Later (BNPL) platform.

 

Purchasing Power (a PROG Holdings company, NYSE: PRG)   |   Location: Atlanta, GA  

ABOUT PURCHASING POWER:

Purchasing Power is a leading employee purchase program that helps people buy the products and services they need through the convenience of payroll deduction. As part of PROG Holdings (NYSE: PRG), a fintech holding company with more than 20 years of experience, we build simple, responsible financial solutions that put people first. PROG Holdings’ portfolio includes Progressive Leasing, a market leader in lease-to-own solutions; Purchasing Power; and Four, a Buy Now, Pay Later platform — all united by a commitment to innovation, access, and meaningful impact.


We’re looking for a Senior Director, Financial Planning & Analysis to lead FP&A for Purchasing Power at a pivotal moment for the business. This is a build-and-transform role for a retail-savvy, AI-forward finance leader who can modernize how the business plans, forecasts, and makes decisions while partnering closely with senior leadership.

The ideal candidate brings strong FP&A experience, deep business partnership skills, and a practical understanding of retail or consumer business drivers, including unit economics, margins, customer behavior, and operational KPIs. This leader will help shape a more data-driven, AI-enabled finance function while building scalable processes for a growing business.

WHAT YOU'LL WORK ON:

  • Lead financial planning, forecasting, and budgeting with a strong emphasis on operational alignment and execution

  • Serve as the financial partner to leaders across merchandising, operations, technology, and servicing, providing real-time insight and decision support

  • Drive visibility into unit economics, customer and cohort behavior, margins, and operational KPIs, and translate insights into actions that improve performance

  • Build and modernize forecasting models, operational reporting, and dashboards tied directly to business drivers

  • Lead adoption of AI and automation across FP&A to streamline recurring work, surface trends, pressure-test assumptions, and create capacity for higher-value analysis

  • Set the vision for an AI-forward finance function by identifying high-value use cases, evaluating tools, and establishing practical, responsible workflows

  • Support scenario planning and investment analysis to help leaders weigh trade-offs and prioritize initiatives

  • Partner with Accounting and central PROG finance teams to ensure accuracy and alignment of financial data and reporting

  • Build scalable, right-sized processes for a growing business, balancing structure with agility

  • Lead, mentor, and develop a high-performing FP&A team, fostering accountability, curiosity, continuous improvement, and thoughtful adoption of new tools

WHAT YOU BRING:

  • 10+ years of progressive experience in FP&A, operational finance, or related roles, including leading and developing teams

  • Proven retail experience is required. Candidates should bring a strong understanding of unit economics, gross margin management, merchandising and assortment strategy, promotional planning, and customer cohort performance.

  • Proven ability to partner closely with business leaders and influence operational decisions

  • Strong financial modeling, forecasting, and analytical capabilities, with the ability to connect financial outcomes to operational drivers and strategy

  • Excellent communication skills with the ability to translate complex data into clear, executive-ready insight

  • Comfort operating in high-growth, mid-sized, or dynamic environments with a hands-on, roll-up-your-sleeves mindset

  • Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA or professional certification such as CPA or CFA preferred

  • Experience with ERP systems such as Oracle or Workday is important

  • Strong Excel and PowerPoint skills; familiarity with data tools such as SQL, Tableau, Power BI, or Snowflake highly valued

PREFERRED QUALIFICATIONS:

  • Hands-on, practical use of AI or large-language-model tools such as Claude, ChatGPT, or Copilot to accelerate finance and analytical work

  • Experience piloting or deploying AI- or automation-enabled forecasting, variance analysis, or reporting workflows

  • A clear point of view on how AI is reshaping the finance function, with a track record of leading adoption by example

  • Comfort evaluating tools and designing practical, responsible AI workflows a team can rely on

  • AI‑enabled tools are already part of how work gets done across our organization, and their use will continue to expand over time. We value people who are curious, adaptable, and open to learning as roles and workflows evolve.

WHY THIS ROLE IS UNIQUE:

  • You’ll make a direct and visible impact within a nimble, growing business with close partnership across senior leadership

  • You’ll help modernize how the business plans, forecasts, and makes decisions using stronger data, clearer reporting, and practical AI-enabled workflows

  • You’ll have real opportunity to shape strategy, influence outcomes, and build a scalable FP&A function for the future

  • We are a people-first, data-driven fintech focused on enabling access and financial flexibility for our customers

WHAT WE OFFER:

  • Comprehensive benefits: medical, dental, vision, company-paid Basic Life/AD&D

  • 401(k) Retirement Plan

  • Paid Time Off

  • Career Development

  • Employee Purchase Program

Progressive Leasing welcomes and encourages diversity in the workplace. We do not discriminate in any aspect of employment on the basis of race, color, religion, national origin, ancestry, gender, sexual orientation, gender identity and/or expression, age, veteran status, disability, or any other characteristic protected by federal, state, or local employment discrimination laws where Progressive Leasing does business.

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Marcus Rivera

Chief Revenue Officer

m.rivera@company.com
linkedin.com/in/marcusrivera
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