Principal Product Manager, CPN

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you'll be responsible for:

You will define and drive the long-term product strategy for the CPN Payments Engine — the foundational infrastructure that powers payment creation, routing, settlement, and lifecycle management across Circle’s global network.

You will operate as the end-to-end owner of payment execution across corridors and rails, shaping how the system evolves to support scale, resilience, and new financial use cases. This includes setting the vision for reliability, performance, and extensibility, and leading cross-functional efforts to translate that vision into measurable improvements in throughput, latency, and network success rates. You will also influence adjacent systems and partner integrations to ensure the Payments Engine operates as a cohesive, high-performing platform across the ecosystem.

What you'll bring to Circle:

Core requirements:

• 8+ years of Product Management experience in payments, fintech, or financial infrastructure
• Experience owning complex platform or infrastructure products such as payment engines, settlement systems, or distributed processing systems
• Demonstrated ability to define and drive strategy for ambiguous, high-impact problem spaces with company-level implications
• Strong analytical skills with the ability to diagnose systemic issues in payment flows and drive data-informed decisions; proficiency with SQL or equivalent
• Track record of delivering step-function improvements in system reliability, performance, or scalability
• Experience influencing architecture and working deeply with Engineering on trade-offs and system design
• Proven ability to lead cross-functional initiatives across Engineering, Compliance, Operations, and external partners
• Ability to operate seamlessly from strategic vision to hands-on execution, including writing detailed product and technical specifications
• Clear and structured communicator, capable of aligning senior stakeholders and driving decision-making

Preferred requirements:

• Experience with global payments networks, settlement systems, or financial infrastructure (e.g., cross-border payments, correspondent banking, stablecoins)
• Deep understanding of two-sided network dynamics and marketplace liquidity challenges
• Experience building compliance-forward systems where regulatory requirements shape product and system design
• Expertise in API product management for enterprise or developer-facing platforms
• Familiarity with payment lifecycle events, failure taxonomy, and large-scale operational tooling for monitoring and exception handling

This role is based in our Bangalore office and requires employees to work from the office on a regular basis.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.