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Card Member Services Representative I

Role overview

Qualifications

  • High school diploma or equivalent
  • 0-2 years’ customer service or call center experience
  • 0-2 years’ experience in Card Services or knowledge of department functions
  • Ability to learn applications and apply at a proficient level within 10-week training period

Responsibilities

  • Provide tier two member/internal service via phone, eForms, emails, and instant messages
  • Research suspicious and fraudulent credit/debit card transactions and process disputes
  • Perform time-sensitive cardholder maintenance including card replacements and credit card payments
  • Evaluate transaction denials and escalate unusual situations to Fraud Prevention Response

Key facts

Other skills

  • Customer Service
  • Microsoft Excel
  • Microsoft Outlook
  • Microsoft Office
  • Critical Thinking
  • Technical Acumen
  • Writing
  • Communication
  • Teamwork
  • Problem Solving

About the company

CEFCU logo

CEFCU

CEFCU (Citizens Equity First Credit Union) is a credit union based in Peoria, Illinois. CEFCU was founded in 1937 as Caterpillar Employees Credit Union (CECU), later switched to a federal credit union charter and the name CEFCU (Caterpillar Employees Federal Credit Union). Upon legally separating from Caterpillar, CEFCU changed its acronym to more accurately reflect membership eligibility; first, to "Construction Equipment Federal Credit Union" and, later, to "Citizens Equity Federal Credit Union." CEFCU returned to an Illinois state credit union charter in 2000, keeping the acronym CEFCU and maintaining federal deposit ("share") insurance under the National Credit Union Share Insurance Fund. CEFCU membership criteria allow employees of Caterpillar Inc. and Caterpillar dealers, business partners, plus individuals living or working in fourteen central Illinois counties to belong to the credit union. In 2008, CEFCU acquired Valley Credit Union, located in San Jose, California. Individuals living or working in the following Illinois counties are eligible for CEFCU membership: Fulton, Knox, Livingston, Logan, McLean, Macon, Marshall, Mason, Peoria, Putnam, Sangamon, Stark, Tazewell, and Woodford. Additionally, individuals who live, work or worship in Santa Clara, Alameda and Contra Costa counties in California are eligible to join CEFCU. Learn more about our 2025 Extraordinary Dividend at www.cefcu.com/dividend

Company details

Company size501 - 1000

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Job description

Are you ready to make the most of your talents and abilities, while helping others make the most of their finances?

Apply to join Team CEFCU!

CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when members contact us. We are looking for individuals who are personable, articulate, and positive to add to our already awesome team!

Provides tier two member/internal service via phone calls, eForms, emails, and instant messages to answer questions and resolve problems regarding CEFCU’s Checking, Dividend Checking, Insured Money Market Account (IMMA), and credit and debit card programs. Researches suspicious and fraudulent credit/debit card transactions and processes disputes using vendor case management solution. Performs time sensitive cardholder maintenance including card replacement, travel plans, credit card payments, credit card balance transfers, and calculates credit card payoffs, cash advance corrections, and per diems. Evaluates transaction denials, merchant declines, and payment posting errors and analyzes risk to add/remove fraud strategy override for authorizations denied by fraud rules, escalates unusual or suspicious transaction or account situations to Fraud Prevention & Response. Maintains a proper knowledge level of regulations and CEFCU products and services through multiple delivery channels.

Provides the highest quality member experience, for both internal and external members.

Hours:
Monday - Friday: 7:30 a.m. - 6:00 p.m.
Saturday: 9:00 a.m. - 3:00 p.m.

*Hybrid work-from-home after successful completion of training.
*Flexibility in scheduling is required. Saturdays are required with a day off throughout the week.Required: • High school diploma or equivalent. • 0-2 years’ customer service or call center experience. • 0-2 years’ experience in Card Services or a thorough, commensurate knowledge of department functions, procedures, policies, and associated Checking and card programs. • Ability to learn Excel, Word, Outlook, CEFCU Mainframe applications such as Account Information File (AIF), Automated Debit Card Approval (DBT), CEFCU Tele-Servicing System (CTI), Cross Reference File (XRF); Member Information File (MIF), Member Account File (MAF); Microsoft Office, and apply at a proficient level within 10-week training period. • Ability to learn vendor applications, including Fiserv (Hostlink, ROWnet), Harland Order Point, Mastercard Connect, Velera (mConsole, QuickAssist), and VSoft, and apply at a proficient level within 10-week training period. • Ability to resolve conflict, think critically, and respond appropriately to members in heightened emotional states. Preferred: • Prior experience in technical environment. • Good writing skills and proven ability to manage complex projects within deadlines. • Knowledge of Regulation D, E, Z and CC, credit/debit and Electronic Funds Transfer (EFT) network rules and regulations, and Electronic Funds Transfer Act (EFTA)/Uniform Commercial Code (UCC) laws. • Applicable college business courses (Accounting, Business Math, Business Finance, Law Business Communications, Economics and basic Credit or related classes).

Summary Pay Range

The anticipated starting pay range for this position is $18.56 - $21.81.

The pay range listed represents the anticipated starting range for a successful candidate. Final compensation will be based on factors such as experience, skills, and qualifications.

Please note that salary is only one component of total compensation at CEFCU.

 

Benefits

Financial

Merit-based raises

Health and Welfare

Generous paid time off (Holiday, Personal or Sick Time, Vacation)

Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP)
Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)

Health Savings Account

Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan, Identity Theft & Fraud Protection Plan, Legal Plan)

Life Insurance

Accidental Death & Dismemberment Insurance

Disability Benefits

Defined Benefit Plan – Pension 

Defined Contribution Plan – 401K

Additional Benefits

Employee Assistance Program

Tuition reimbursement

Career growth through internal job postings

Management Development Program: formal mentoring and training

Opportunities to help improve and build the CEFCU of tomorrow through process teams

Opportunities to personally contribute to corporate financial literacy and community initiatives

Casual days to support local charities

Employee discounts on entertainment, cell phone plans, theme park tickets, and more

On-site fitness center, fitness classes, and wellness program

It is CEFCU’s policy and intent to provide equal opportunity to all persons without regard to race, color, religion, political affiliation, sex/gender (including gender expression/identity, pregnancy, childbirth and related medical conditions), marital status, registered domestic partner status, sexual orientation, age, ancestry, national origin, veteran status, disability, medical condition, genetic characteristics, and/or any other basis protected by law. This policy covers all facets of employment including, but not limited to: recruitment, selection, placement, promotions, transfers, demotions, terminations, training, and compensation.

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MR

Marcus Rivera

Chief Revenue Officer

m.rivera@company.com
linkedin.com/in/marcusrivera
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