Role overview

Qualifications

Bachelor’s degree required, preferably in Criminal Justice, Political Science, Law or a related field.
3+ years relevant of AML/BSA or fraud experience including intelligence and investigative analysis.
Basic working knowledge of AML/BSA/fraud regulatory compliance processes and procedures.
Excellent problem resolution skills.

Responsibilities

Monitor, analyze transactional activity, and conduct investigations for unusual activity including fraud and money laundering.
Conduct research using internal and external sources to determine if escalation is warranted.
Prepare and complete required reporting and dispositions accurately and timely.
Review, process and screen for Section 314(a) watchlist requirements received from FinCEN.

Key facts

Remote from: United States
Full time
Mid-level (2-5 years)
AML Investigator
89 - 89K yearly
English

Hard skills

Due Diligence Fraud Investigation Regulatory Compliance SQL (Programming Language) JIRA Project Collaboration

Other skills

Analytical Skills
Problem Solving
Problem Reporting
Detail Oriented
Communication
Organizational Skills
Adaptability

About the company

OppFi

Fintech: Finance + Technology

OppFi is a mission-driven fintech platform that helps everyday Americans gain access to credit with digital specialty finance products. Our mission is driven by recognizing and addressing the disparity between financial inclusion and credit access for millions of everyday consumers. We have been an Inc. 5000 company for five straight years, a Deloitte’s Technology Fast 500™, and the seventh fastest-growing company in Chicagoland in 2021 as measured by Crain’s Chicago Business based on five-year growth rate. Most recently, we were named named one of Crain’s 2022 Fast 50 and Built In’s 2023 Best Places to Work in Chicago. OppFi maintains an A+ rating from the Better Business Bureau (BBB), an 83 Net Promoter Score, and maintains a 4.6/5 star rating on Trustpilot with more than 3,600 reviews, making it one of the top customer-rated financial platforms online. To further our mission of providing credit access for millions of consumers, we’re looking for creative new talent to join our team and make a difference. OppFi team members approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. We prize collaboration, collegiality, and letting the best ideas win the day. To learn more, visit our careers page: https://www.oppfi.com/careers/

Company details

Company typeSME

IndustryFintech: Finance + Technology

Company size501 - 1000

Links

Website LinkedIn See all jobs

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Job description

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win! We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.

A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.4/5.0-star rating on Trustpilot. We are a 2025 Crain’s Fast 50™ company and were named on Built In's 2026 Best Places to Work in Chicago.

About the Job:

OppFi's Anti-Financial Crimes (AFC) Department is seeking a motivated AML Investigator to join our team. In this role, you will execute various anti-money laundering (AML) processes across our lines of business. Key responsibilities include investigating unusual activity for potential reporting, conducting thorough customer due diligence (CDD) and enhanced due diligence (EDD) reviews, and assisting with other AML tasks. The ideal candidate has experience in AML investigations and will collaborate with management to ensure timely and accurate completion of critical functions.

What you'll get to do:

Monitor, analyze transactional activity, and conduct investigations for unusual activity including, fraud, money laundering, and other identified risks (internal reports, escalations, and external referrals).
Conduct research using internal and external sources to help determine if escalation is warranted.
Review ACH activity, web or telephone-initiated transactions for fraudulent activity.
Prepare and complete required reporting and dispositions accurately and timely.
Investigate and analyze the causes, methods, and processes of Anti-Money Laundering (“AML”)/Bank Secrecy Act (“BSA”) and fraud activities and generate fraud prevention and analysis reports.
Investigate any potential OFAC hits and escalate issues as warranted.
Review, process and screen for Section 314(a) watchlist requirements received from FinCEN.
Understands and stays current on Red Flags and industry trends related to AML/BSA and fraud.
Other duties as assigned.

What you'll bring to the team:

Bachelor’s degree required, preferably in Criminal Justice, Political Science, Law or a related field.
3+ years relevant of AML/BSA or fraud experience including intelligence and investigative analysis, or other compliance related experience. Financial crime investigation experience preferred.
Empowers employees to take responsibility for their tasks and goals. Delegate responsibilities, owns accountability and accepts feedback well.
A combination of education and experience may meet job requirements.
Experience and/or exposure to financial institution AML/fraud investigations
Basic working knowledge of AML/BSA/fraud regulatory compliance processes and procedures.
Must have solid research, analytical, and problem-solving skills.
Must have good writing skills and be able to translate complex situations to easily understood narratives.
Excellent organizational and follow-up skills; detail-oriented and self-motivated.
Excellent problem resolution skills.
Excellent skills in EXCEL, PowerPoint, JIRA. SQL abilities are a plus.
Proven ability to build strong relationships, working with all levels with both internal and external customers. Enthusiasm for learning new things and taking on new projects.
A passion for improving the lives of consumers through OppFi products.

Reports to: BSA/AML Team Lead

Job Level: Associate

Total Rewards and Benefits:

At OppFi, we are committed to fostering a fair and equitable workplace. The compensation range for this role reflects our good faith compensation estimate for this position. Final offers are determined based on a myriad of factors including, but not limited to experience, skills, qualifications, and other relevant business considerations. Candidates are encouraged to discuss compensation expectations during the hiring process. In addition to base pay, the total compensation package includes eligibility and potential for performance-based bonuses and equity grants dependent upon the role and job level.

OppFi offers a flexible, remote environment, 401(k) matching program, and generous paid time off. Other benefits include medical, dental, and vision coverage, and tuition reimbursement. Additional benefits include DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning. OppFi also offers Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter. #LI-Remote

Compensation Range:

$59,200—$88,800 USD

EEO Statement:

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond. Check out our Culture page here.

As part of OppFi’s commitment to providing equal opportunity to qualified individuals, OppFi will ensure that persons with disabilities are provided reasonable accommodation as defined by applicable laws and organizational policies. If reasonable accommodation is needed to participate in the job application or interview processes or job requirements, please contact our People Team at recruiting@oppfi.com.

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://www.oppfi.com/careers/.

The information in this document is for general informational purposes only. It is not intended to be an all-inclusive list or description of the organization and its requirements for positions and employees. OppFi reserves the right to modify or change the information on this document at its discretion.