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Mortgage Loan Originator

Role overview

Qualifications

  • Minimum two (2) years of residential mortgage loan origination
  • Familiar with FHA, VA, and USDA guidelines
  • Proficient in sales and service skills; including tele-consulting, prospecting, and networking.
  • NMLS License required

Responsibilities

  • Develop business through maintaining contact with realtors, builders, developers and construction lenders.
  • Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline
  • Interviews potential customers and answers questions about various types of mortgage loans.
  • Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.

Other skills

  • Sales Acumen
  • Consulting
  • Customer Service
  • Relationship Building

About the company

United Community logo

United Community

Banking

Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve. As a top 100 U.S. financial institution, we offer comprehensive banking, wealth management, and mortgage services, serving clients across the Southeast with more than 200 locations throughout Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Florida. Our commitment to service has earned us numerous accolades, including ten J.D. Power awards for #1 in customer satisfaction in the Southeast, and consistent recognition from Forbes, including multiple appearances on their lists of World's Best Banks and America's Best Banks. We were also recognized by Newsweek as one of America's Most Trusted Companies and are a multi-year recipient of American Banker's "Best Banks to Work For" award. We are an Equal Housing Lender and Member FDIC. For a better banking experience, visit your local United Community branch today. For more information about our products and services, please visit ucbi.com.

Company details

IndustryBanking
Company size1001 - 5000

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Job description

Overview:

Hiring In: 

Melbourne, FL

Orlando, FL

Miami, FL

 

United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team.  The MLO will help individuals and families achieve their homeownership dreams. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you’re passionate about residential lending and thrive in a fast-paced, service-oriented setting, we’d love to hear from you.

What You’ll Do:
  • Active NMLS License is required
  • Develop business through maintaining contact with realtors, builders, developers and construction lenders.
  • Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline
  • Interviews potential customers and answers questions about various types of mortgage loans.
  • Reviews, analyzes, and processes mortgage loan requests.  Reviews application and initial loan documentation for compliance to investor, state and federal lending requirements
  • Responsible for ordering verifications of employment, deposits, mortgage, and rental. 
  • Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
  • Input information from application and verifying documentation into Mortgageware
  • Maintain high levels of customer service while managing each applicant’s expectations
Requirements For Success:
  • Minimum two (2) years of residential mortgage loan origination
  • Familiar with FHA, VA, and USDA guidelines
  • Proficient in sales and service skills; including tele-consulting, prospecting, and networking.
  • NMLS License required

Preferred Skills/Experience:

  • Current Notary Public Certification preferred
Conditions of Employment:
  • Must be able to pass a criminal background & credit check
  • This is a full-time, non-remote position

FLSA Status:

  • Non-Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

 

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range: USD $0.00 - USD $0.00 /Yr.

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MR

Marcus Rivera

Chief Revenue Officer

m.rivera@company.com
linkedin.com/in/marcusrivera
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