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Payment Cards & Digital Wallet Specialist

Roles & Responsibilities

  • Strong knowledge of wallets supporting the Bancomat scheme: Apple Pay, Google Pay, Samsung Pay, Huawei Pay
  • Strong knowledge of digital wallets, tokenization, and card issuing (debit/credit)
  • Experience with IDV methods and authentication protocols (e.g., 3DS)
  • Awareness of Bancomat limitations versus international schemes (Visa/Mastercard), particularly for e-commerce and card-on-file use cases

Requirements:

  • Support the design and implementation of digital wallet payment solutions (Apple Pay, Google Pay, Samsung Pay, Huawei Pay), including Bancomat
  • Manage card tokenization activities and related Identification Verification (IDV) processes
  • Contribute to the enablement and certification of new payment products across schemes and wallets
  • Provide functional support on debit and credit card issuing, including BIN management and product configuration

Job description

This is a remote position.

Payment Cards & Digital Wallet Specialist

 

We are seeking a Payment Cards & Digital Wallet Specialist to support a leading Payments client on initiatives related to card issuing, tokenization, and digital wallets.

 

Key Responsibilities

  • Support the design and implementation of digital wallet payment solutions (Apple Pay, Google Pay, Samsung Pay, Huawei Pay), including Bancomat
  • Manage card tokenization activities and related Identification & Verification (ID&V) processes.
  • Contribute to the enablement and certification of new payment products across schemes and wallets.
  • Provide functional support on debit and credit card issuing, including BIN management and product configuration.
  • Collaborate with PSPs and specialized vendors for technical integrations via APIs, ISO messaging, and thirdparty solutions.
  • Support wallet operations in case of card block, theft, or loss, including endtoend token lifecycle management.
  • Engage with internal and external stakeholders (IT, Compliance, vendors, schemes) to ensure regulatory and technical alignment.

 

Required Skills

  • Strong knowledge of wallets supporting the Bancomat scheme: Apple Pay, Google Pay, Samsung Pay, Huawei Pay.
  • Strong knowledge of digital wallets, tokenization, and card issuing (debit/credit).
  • Experience with ID&V methods and authentication protocols (e.g., 3DS).
  • Awareness of Bancomat limitations versus international schemes (Visa/Mastercard), particularly for ecommerce and cardonfile use cases.
  • Solid understanding of the PSD2 framework and Bank of Italy regulations, including: 
    • Non compliance of SMS OTP
    • Increasing adoption of 3D Secure for authentication.
  • Knowledge of wallet implementation models: direct integration, ISO messaging, and thirdparty APIs.
  • Familiarity with specialized wallet PSPs (e.g. Worldline or equivalent).
  • Strong understanding of card BIN management, including the distinction between debit and credit products.
  • Awareness that product classification is defined at BIN level, not BIN range.
  • Knowledge of token behavior in wallets in case of card block, theft, or loss (temporary suspension, deletion, reactivation).
  • Nicetohave: understanding of automatic token migration processes subject to customer consent.

 

Soft Skills

  • Strong communication skills with both technical and business stakeholders.
  • Structured, problem‑solving mindset.
  • Ability to work effectively in regulated and complex environments.
  • High level of autonomy with a consulting‑oriented approach.

 

Nice‑to‑Have

  • Experience with issuers, acquirers, PSPs, schemes, or fintech companies.
  • Previous projects on card or digital wallet evolution within the Italian banking sector.
  • Knowledge of payment regulations and key security frameworks.

 

Languages

  • Italian (fluent)
  • English (professional)

 




Salary: 300 per day

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