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Frank Winston Crum Insurance operates through two complementary entities that work seamlessly together:
Frank Winston Crum Insurance (FWCI): Our B++ AM Best-rated insurance carrier directly underwrites workers' compensation and general liability policies, taking on risk and paying claims for our insureds.
Frank Winston Crum: Our managing general agency (MGA) has underwriting authority for not only our own carrier but also two additional A-rated carrier partners: ClearBlue Insurance Group (A-) and Benchmark Insurance Company (A). This structure allows us to offer our agent partners access to multiple coverage options and rating levels to meet diverse client needs.
This dual approach sets us apart from traditional carriers. While many companies operate either as a carrier or an MGA, our integrated model provides agents with unparalleled flexibility from our own competitive B++ rated products to A-rated options when clients require higher ratings for bonding or contract requirements.
Today, we partner with a carefully selected network of independent agents across the U.S. to offer reliable and affordable workers’ compensation, commercial package policies, and contractor coverage solutions. With over 74,000 policies in force and recognition as a top insurance workplace nationally, we continue expanding into new markets and product lines while maintaining our commitment to excellence in commercial insurance. If you're an agent interested in obtaining an appointment with us, please visit our website below.
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Frank Winston Crum Insurance has 51–200 employees.
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