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Mortgage Branch Manager II

Role overview

Summary

This role is for a Mortgage Branch Manager II, responsible for directing sales and business development to ensure profitability. You will lead a team, manage loan origination processes, and maintain compliance with regulations while fostering relationships with referral sources.

Qualifications

  • Experience in mortgage lending and branch management.
  • Strong leadership and coaching skills.
  • Ability to analyze customer financial information.
  • Knowledge of compliance regulations related to mortgage loans.
  • Excellent communication and relationship-building skills.

Responsibilities

  • Recruit, hire and train top talent in the market
  • Provide motivation and support to achieve maximum production levels
  • Establish and control budget and income goals within company guidelines
  • Monitor the quality of loans originated and ensure compliance with regulations

Key facts

Hard skills

Other skills

  • Coaching
  • Motivational Skills
  • Negotiation
  • Communication
  • Team Leadership
  • Customer Service

About the company

Cornerstone Capital Bank logo

Cornerstone Capital Bank

  • Financial Services
  • 51–200
We are a team of dynamic, enthusiastic, and service-oriented individuals who want to make banking and mortgages easier for you. With our upcoming digital banking and mortgage-lending platforms, we're confident you'll feel right at home with the new Cornerstone Capital Bank.Cornerstone Capital Bank, SSB, Member FDIC, NMLS ID# 2258 (www.nmlsconsumeraccess.org)1177 West Loop South, Suite 700, Houston, TX 77027The Roscoe State Bank, a Division of Cornerstone Capital Bank, SSB,117 Cypress St, Roscoe, TX 79545

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Job description

Responsible for the overall profitability by directing sales and business development, ensures that the center achieves its goals and meets operational objectives. Management and leadership duties include employee development, ongoing coaching and performance management. The Branch Manager also prepares for the continued growth of the center recruiting top talent in the market. Assist consumers in obtaining or applying to obtain a residential mortgage loan, including taking residential mortgage loan applications and offering or negotiating terms. Has two or more full-time direct reports.

1. Recruit, hire and train top talent in the market
2. Provide motivation and support to achieve maximum production levels.
3. Establish and control budget and income goals within company guidelines
4. Ensure goals and performance standards are met and communicated within the team.
5. Monitor the quality of loans originated and ensure all loans adhere to compliance regulations with federal , state, regulatory and company policy and procedures
6. Coach, motivate, train, lead, and conduct performance evaluations
7. Conduct meetings and presentations with referral relationships
8. Personally Originate Loans


a. Take customer loan applications, which includes collecting asset/income information
b. Analyze customer financial information to determine customer qualification for various loans
c. Act as a mortgage loan advisor to customer base and discuss available options and products
d. Monitor and manage work flow to ensure timely closings
e. Define and manage customer expectations of the loan process
f. Maintain product knowledge and stay up-to-date on changes to market conditions
g. Negotiate rates and terms
h. Establish and maintain relationships with referral sources and respond to and follow up on leads
i. Market, service, and promote the Company’s loan products

What we offer: 

Because we recognize and reward hard work, we offer a competitive salary, Medical, Dental, Vision, , Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department. 

Compensation: $36,000 to unlimited

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