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Loan Officer

Role overview

Summary

The role is for a Licensed Loan Officer at Cornerstone, focusing on promoting and selling loan products to customers. You will work within a goal-oriented team, ensuring accurate and timely closings while managing client relationships and inquiries.

Qualifications

  • Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
  • Excellent communication skills
  • Strong organizational, problem-solving, and analytical skills
  • Preferred: Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent

Responsibilities

  • Provide excellent customer service
  • Manage client relationships and identify client service and sales needs
  • Conduct interviews with prospective borrowers to analyze financial and credit data
  • Market, promote, and sell Company’s loan products

Key facts

Hard skills

Other skills

  • Customer Service
  • Negotiation
  • Time Management
  • Communication
  • Problem Solving
  • Analytical Skills

About the company

Cornerstone Capital Bank logo

Cornerstone Capital Bank

  • Financial Services
  • 51–200
We are a team of dynamic, enthusiastic, and service-oriented individuals who want to make banking and mortgages easier for you. With our upcoming digital banking and mortgage-lending platforms, we're confident you'll feel right at home with the new Cornerstone Capital Bank.Cornerstone Capital Bank, SSB, Member FDIC, NMLS ID# 2258 (www.nmlsconsumeraccess.org)1177 West Loop South, Suite 700, Houston, TX 77027The Roscoe State Bank, a Division of Cornerstone Capital Bank, SSB,117 Cypress St, Roscoe, TX 79545

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Job description

We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals.  This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process.  The Licensed Loan Officer’s primary function is the promotion and sale of Company loan products and services to potential customers. 

What you’ll do:

• Provide excellent customer service

• Manage client relationships and identify client service and sales needs

• Respond to customer inquiries and referrals that are generated from your contacts

• Conduct interviews with prospective borrowers in order to analyze financial and credit data

• Marketing, promoting, and selling Company’s loan products 

• Negotiate rates and terms

• Define and manage customer loan process expectations

• Monitor and manage workflow to ensure timely closing

• Maintain product knowledge and stay up to date on changes to market conditions

• Comply with all applicable laws and regulations released to residential mortgage lending

What you’ll need to be successful:

Success in this job relies on your time management skills, organization, and positive attitude.  In addition, you’ll need the following qualifications:

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred

• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities

• Excellent communication skills required

• Strong organizational, problem-solving, and analytical skills required

What we offer: 

Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department. 

 What to do next:

If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone. 

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