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Loan Officer

Role overview

Summary

The Loan Officer role focuses on identifying and developing customer financing objectives while providing exceptional service. You will work within Inspire Home Loans to guide borrowers through the loan process, ensuring compliance with policies and regulations.

Qualifications

  • Thorough knowledge of all loan types including Conventional, FHA, and VA.
  • Must be NMLS licensed in the State of residence.
  • Exceptional customer service skills.
  • Preferred: 3+ years of experience originating loans, builder
  • Preferred: Proficient with loan origination systems, Encompass

Responsibilities

  • Collect and analyze customer financial information to assess loan qualification.
  • Advise potential borrowers on loan alternatives, including risks and benefits.
  • Communicate effectively with customers and all parties involved in the loan process.
  • Manage personal production and ensure timely closings.

Key facts

Hard skills

Other skills

  • Customer Service
  • Communication
  • Teamwork
  • Problem Solving

About the company

Century Communities, Inc. (NYSE:CCS) logo

Century Communities, Inc. (NYSE:CCS)

  • Construction

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Job description

What You’ll Do:
The Loan Officer is responsible for continually identifying, developing, and maintaining customer financing objectives, advising customers of product/pricing policies and guidelines while gathering any additional required information. The Loan Officer ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements. High production builder experience and bilingual Spanish preference.

This is a REMOTE position for Florida, Georgia, or South Carolina. This position requires a Florida Real Estate License.

Your Key Responsibilities Include:
• In conformity with Inspire Home Loans' policies, procedures, and applicable law, the Loan Officer will collect and analyze each customer's financial information and assess if the individual can qualify for a specific loan product.
• Advise the potential borrower regarding the risks and benefits of the loan alternatives, including the options and variables involved.
• Discuss the loan products available to best meet the needs of the individual depending on their circumstances.
• Ascertain all pertinent documentation to ensure the loan is approved.
• Communicate effectively with all parties to include the customer, the sales associate, processing, underwriting, closing, the title company, and the builder.
• Lock the rate.
• Manage personal production and ensure closings are handled appropriately and timely.
• Meet and/or exceed company standards.
• Demonstrate the highest level of professionalism and customer service towards all customers.
• Perform other duties as needed or assigned.

What You Have:
• Thorough knowledge of all loan types includes Conventional, FHA, and VA.
• First-time home-buyer experience, a plus.
• Proficient with loan origination systems, Encompass a plus.
• Proficient with AUS (LP, DU).
• Proven track record of building and maintaining strong, professional business relationships.
• Ability to handle a heavy workload with minimal supervision.
• Must be available to travel (inter-state) when needed.
• Independent, reliable, detailed, focused, and organized.
• Proven ability to develop and maintain strong business relationships.
• Exceptional customer service skills.

Your Education and Experience:
• A Bachelor's degree is preferred, or an equivalent combination of education and experience is required.
• 3+ years of experience originating loans, builder preferred.
• Must be NMLS licensed in the State of residence.

About Us

Our mission of A Home For Every Dream® is made possible by our talented team members. As one company with two homebuilding brands, Century Communities and Century Complete, we offer a range of new homes designed to meet the needs of homebuyers across the country. Our affiliated companies, Inspire Home Loans and Parkway Title, provide mortgage financing, title insurance, and settlement services to support the homebuying journey.

We’re looking for self-starters, changemakers, and thoughtful collaborators who are ready to grow, make an impact, and build rewarding careers with us.

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