Mortgage - Loan Closer

Mortgage - Loan Closer

***position will be remote***

***prefer someone in Florida (preferably Tampa/St. Petersburg) or Texas

We are Lennar

Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

A Career that Empowers You to Build Your Future

As a Mortgage Loan Closer, you play a critical role in the final stage of the homebuying journey — ensuring that every loan is accurately prepared, compliantly documented, and successfully closed so that Lennar customers can step into their new homes with confidence. Working within Lennar's mortgage operations, this role applies specialized knowledge of closing procedures, regulatory requirements, and loan documentation to execute closings with precision and care. By upholding the highest standards of accuracy and process adherence, the Mortgage Loan Closer directly supports Lennar's mission of delivering an exceptional homeownership experience from first contact through the closing table.

Your Responsibilities on the Team

• Review executed loan files for completeness and accuracy prior to closing, verifying that all required documentation — including title commitments, hazard insurance, and flood certifications — is present, compliant, and consistent with underwriting approval conditions.
• Prepare and issue closing disclosure (CD) packages in accordance with TRID timing requirements, coordinating with settlement agents, title companies, and loan officers to ensure borrowers receive accurate figures within regulatory deadlines.
• Calculate final closing figures including cash to close, prorations, prepaid items, and lender fees, reconciling all figures against the loan estimate and approved loan terms to ensure compliance and borrower transparency.
• Coordinate closing dates, times, and locations with settlement agents, borrowers, and internal loan teams, proactively communicating any scheduling changes or documentation deficiencies that could delay the closing or affect the borrower's experience.
• Respond to escalated closing inquiries from settlement agents, title companies, and internal stakeholders, applying specialized knowledge of loan guidelines and closing procedures to resolve documentation discrepancies or funding holds in a timely manner.
• Audit closed loan packages received from settlement agents for post-closing accuracy, identifying missing signatures, incorrect dates, or document deficiencies and initiating cure requests to ensure files are investor-ready and meet secondary market standards.
• Maintain detailed and accurate records within the loan origination system (LOS) throughout the closing process, updating milestone statuses, uploading executed documents, and ensuring the audit trail is complete and current at each stage.
• Stay current on applicable federal and state mortgage regulations, investor guidelines, and internal closing procedures, applying updated requirements to daily work to ensure that all closings remain compliant and that no file advances with unresolved deficiencies.

Your Toolbox

• High school diploma or equivalent required; coursework or vocational training in mortgage lending, real estate, finance, or a related field strongly preferred.
• 1 to 3 years of experience in mortgage closing, title, or a related loan operations role, with demonstrated familiarity with TRID, RESPA, and standard closing documentation requirements.
• Working knowledge of closing disclosure preparation, cash-to-close calculations, and the reconciliation of loan terms against final figures issued to borrowers and settlement agents.
• Proficiency with a loan origination system (LOS) such as Encompass or a comparable platform, with the ability to navigate file milestones, upload documents, and maintain accurate data entry throughout the closing lifecycle.
• Strong attention to detail and commitment to process accuracy, with the ability to identify documentation deficiencies, inconsistencies in loan terms, or compliance gaps before they impact closing timelines or borrower experience.
• Effective written and verbal communication skills, with the ability to coordinate clearly and professionally with settlement agents, title companies, loan officers, and borrowers under deadline-driven conditions.
• Ability to manage multiple active closing files simultaneously, prioritize tasks based on closing date urgency, and escalate unresolved issues appropriately while keeping all parties informed of status and next steps.

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Life at Lennar

At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.

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Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.