Sr. Commercial Credit Analyst | Large Ticket | Equipment Finance

Sr. Commercial Credit Analyst | Large Ticket | Equipment Finance (REMOTE)

Altius Search Group is recruiting on behalf of a rapidly growing national equipment finance company seeking an experienced Senior Credit Analyst. Our client is expanding its large-ticket lending platform and needs a seasoned credit professional who can independently evaluate complex transactions, develop appropriate credit structures, and clearly communicate risk recommendations to senior management.

The ideal candidate will bring at least five years of large-ticket equipment finance underwriting experience, strong financial analysis capabilities, and a demonstrated ability to prepare thorough, well-supported credit memoranda. This individual will also serve as a strategic credit partner to the sales team throughout the transaction process.

Key Responsibilities

• Underwrite complex, large-ticket equipment finance transactions involving established middle-market and corporate borrowers.

• Analyze financial statements, cash flow, leverage, liquidity, debt-service capacity, collateral, ownership structures, and other relevant risk factors.

• Identify the primary strengths, weaknesses, and mitigating factors associated with each transaction.

• Recommend credit structures that support business objectives while remaining consistent with established risk parameters.

• Prepare comprehensive credit memoranda and present recommendations to senior credit and executive leadership.

• Evaluate transactions involving complex borrower structures, customized programs, and nonstandard terms.

• Partner with business development professionals to assess transaction feasibility and recommend appropriate structures.

• Exercise independent credit judgment and manage assigned transactions with limited supervision.

• Coordinate with legal, documentation, operations, and other internal teams to address credit and closing requirements.

• Complete credit reviews accurately and within established service expectations.

• Support portfolio quality through disciplined underwriting and the consistent application of credit standards.

• Participate in process-improvement initiatives and other projects supporting the continued growth of the large-ticket business.