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Staff Engineer

Role overview

Qualifications

  • At least 8 years of professional experience as an engineer
  • Extensive experience designing and building novel fintech products
  • Proficient in backend languages: Go/Golang, Python
  • Strong expertise in designing and developing RESTful APIs

Responsibilities

  • Set technical direction and architecture for major areas of the backend platform
  • Design and implement reliable systems and applications in a fully distributed micro-services architecture
  • Build and maintain integrations with 3rd-party vendors and partners
  • Create and maintain detailed technical documentation

About the company

Rain logo

Rain

Financial Services

Rain provides employers a benefit that can be offered to employees to access their earned wages. This benefit has already been rolled out to hundreds of companies located world-wide. Our mission is to regrow individual freedom by giving people control over their income and finances. We are killing predatory financial products like payday loans and overdraft fees. We’re backed by QED, a leading venture capital firm based out of Alexandria, Virginia, which has invested in notable companies like Credit Karma, ClearScore, Creditas, and many more. Our founders are highly experienced and excited about bringing greater financial freedoms to workers and being a large part of the movement to end payday loans with high-interest rates. Last year, Americans spent $170B while waiting for their next paycheck. Fees for payday loans, credit cards, overdrafts, and low balances add up. 63% of Americans who are living paycheck-to-paycheck are stuck in this debt trap and could benefit from early wage access. How does Rain work? Rain is free and easy for employers to implement. When an employer agrees to work with Rain, employees are invited to download the free Rain Instant Pay app from the Apple or Google app store. The employees will have early access to portions of their wages. Rain keeps its lights on by charging a small transaction fee, similar to an ATM fee. Will you join us in our fight to end predatory financial practices and promote financial health?

Company details

Company typeScaleup
IndustryFinancial Services
Company size201 - 500

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Job description

Rain is the world's first AI Financial Health Platform, serving 3.5 million employees at leading organizations like McDonald's, Marriott, and T-Mobile. Rain works in the background to optimize every employee's financial life to prevent shortfalls and build long-term stability. Backed by top investors including QED and Prosus, Rain has raised $150M in venture funding to fuel our next stage of hyper growth.

About the User Tribe

We are looking for a Staff Backend Engineer in EMEA. This position is remote. As a senior technical leader on the team, you will set the technical direction for major areas of our backend platform, including API integrations with 3rd-party vendors and partners, and the core systems that sit at the intersection of the banking, payroll, and timekeeping domains.

This is a rare opportunity to build the foundations of a whole new set of personal financial health products. You will shape the architecture, set the engineering bar, and lead the efforts that help users maintain positive cash availability and take control of their financial lives. Working closely with our international product and engineering teams, you will operate in a fast-paced environment where strong system design judgment and the ability to move quickly without sacrificing reliability are essential.

Our ideal candidate is excited to tackle the toughest technical challenges, drive strategic thinking across the organization, and bring extensive experience designing and building novel fintech products from the ground up.

What You’ll Do

  • Set technical direction and architecture for major areas of the backend platform, translating ambiguous product goals into robust, scalable technical strategy

  • Design and implement reliable systems and applications in a fully distributed micro-services architecture, leading by example on engineering quality

  • Build and maintain integrations with 3rd-party vendors and partners

  • Design and implement highly available RESTful APIs supporting user-facing web and mobile applications

  • Establish reusable patterns, frameworks, and libraries that ensure scalability and accelerate future product development

  • Enforce observability best practices, leveraging tools like logging, metrics, and alerting systems

  • Create and maintain detailed technical documentation (architecture designs, APIs, workflows, and system configurations)

  • Continuously monitor systems for opportunities to maximize performance and scalability

  • Mentor engineers and raise the technical bar across the team

Who You Are

  • You have at least 8 years of professional experience as an engineer, with a track record of operating at a staff or principal level

  • You have extensive experience designing and building novel fintech products, ideally from concept to scale

  • You have strong system design skills and thrive in a fast-paced environment, balancing speed with long-term technical health

  • You have a strong ability to take ownership of large, ambiguous initiatives, driving them from concept to completion while proactively identifying challenges and solutions

  • You have excellent cross-functional collaboration and communication skills, and can influence decisions across teams

  • You're deeply familiar with complex large scale distributed systems

Required Technical Qualifications

  • Proficient in backend languages: Go/Golang, Python

  • Strong expertise in designing and developing RESTful APIs

  • Expertise in SQL and NoSQL database technologies, including data model design and optimization

  • Proven experience building reliable and scalable user-facing applications

  • Proficiency in message queuing systems such as Kafka (preferred), RabbitMQ, or Flink

  • Familiarity with Cloud technologies: AWS/Azure/GCP, serverless, Docker, Kubernetes, ECS among others

  • Effective release management experience for ensuring zero downtime and experience with CI/CD frameworks such as Gitlab CI and Github actions

Diversity, Equity and Inclusion Commitments

As part of our dedication to the diversity of our workforce, Rain is committed to Equal Employment Opportunity and does not discriminate based on race, religion, color, national origin, ethnicity, gender, sex (including pregnancy), protected veteran status, age, disability, sexual orientation, gender identity, gender expression, or any unlawful criterion existing under applicable federal, state, or local laws. If you need assistance or accommodation due to a disability, you may contact us at HR-US@rain.us.

What’s Next

Ensuring a smooth and enjoyable candidate experience is critical for us. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.

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MR

Marcus Rivera

Chief Revenue Officer

m.rivera@company.com
linkedin.com/in/marcusrivera
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