Senior Underwriter - Middle Market Property

KEY RESPONSIBILITIES 

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.   

• Underwrite new and renewal business, including evaluating risk, determining terms and conditions, and making decisions within delegated authority 

• Manage underwriting workflow through the full lifecycle, including submissions, binding, policy servicing, and documentation in accordance with company and regulatory standards 

• Monitor production metrics, including retention, spread of risk, and underwriting performance, to support portfolio quality and predictability 

• Review and resolve underwriting issues, including inspection findings, servicing requests, and coverage adjustments to maintain risk accuracy 

• Collaborate with producers, agents, and internal teams to ensure timely communication and effective execution of underwriting decisions 

• Provide leadership and coordination across underwriting teams, ensuring alignment, communication, and adherence to policies and procedures 

• Mentor and support the development of less experienced underwriters through technical guidance and knowledge sharing 

EDUCATION AND EXPERIENCE 

The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

• Bachelor’s degree or relevant insurance designation preferred 

• Experience within underwriting, including multi-line or specialty insurance products 

• Demonstrated ability to manage complex accounts and contribute to underwriting performance outcomes 

• Experience providing guidance or mentorship within a team environment preferred 

CERTIFICATIONS, LICENSES, REGISTRATIONS 

• Appropriate state-specific insurance license required. Professional designations such as CPCU, CIC, or equivalent may be preferred. 

FUNCTIONAL SKILLS 

• Strong underwriting analysis and risk assessment capabilities 

• Knowledge of underwriting guidelines, rating methodologies, and regulatory requirements 

• Ability to interpret policies, contracts, and coverage structures 

• Strong communication and relationship management skills with producers and internal teams 

• Analytical thinking and problem-solving skills in complex underwriting scenarios 

• Leadership capability to guide and support team members and promote consistent execution