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RESPA Specialist

Role overview

Qualifications

  • Experience in mortgage loan processing or RESPA-related roles
  • Knowledge of RESPA redisclosures, TRID, HOEPA, QM, HPML/High Cost, and related compliance standards
  • Strong data entry, verification, and attention to detail to ensure data accuracy
  • Ability to coordinate workflow with brokers, branches, and Account Executives

Responsibilities

  • Complete change of circumstance requests and redisclosures within applicable timelines
  • Verify fees accuracy in accordance with loan program and loan purpose
  • Ensure loans meet investor, regulatory, and state compliance standards (TRID, HOEPA, QM, HPML/High Cost, Originator Compensation, VA/Non-Allowable Fees)
  • Utilize daily RESPA redisclosure reports to ensure redisclosures are performed in a timely manner

About the company

Union Home Mortgage Corp. logo

Union Home Mortgage Corp.

Mortgage & Real Estate Finance

Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry. Guided by the vision and dedication of our President and CEO, Bill Cosgrove, we’ve built a world-class company where people come first. With a culture that stands out in the mortgage industry, you won’t find employees here – only Partners - who live by the shared values of our Code of Conduct. We respect one another, communicate openly and hold each other accountable. Our commitment to delivering personal, world-class service has helped us expand our reach into over 44 states + D.C. and grow our annual lending volume trending over $5 billion in responsible lending per year, trending over $13 billion in 2021. NMLS #2229 Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act. nmlsconsumeraccess.org https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_80_200_b_recovery_fund_notice.pdf

Company details

Company typeLarge
IndustryMortgage & Real Estate Finance
Company size1001 - 5000

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Job description

At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!

 

  • Complete change of circumstance requests and re-disclose within allowable timeline as applicable
  • Verify accuracy of fees in accordance with applicable loan program and loan purpose
  • Ensure loan meets all investor, regulatory, and state compliance standards including but not limited to TRID, HOEPA, QM, HPML/High Cost, Originator Compensation, and VA Allowable/Non-Allowable Fees
  • Utilize daily RESPA Redisclosure reports to ensure redisclosures are performed in a timely manner
  • Re-Run AUS as needed for loan amount/rate/loan term changes
  • Under general supervision, perform data entry, verification and editing of mortgage loans submitted by brokers or branches
  • Address errors and inconsistencies with data while preparing files for the next phase of the approval process
  • Manage the Set-Up phase of the loan approval process; meeting pipeline expectations
  • Assemble documents provided by brokers into loan file
  • Enter loan data in OPS system, run operational systems as needed
  • Verify all data for accuracy; recognize and correct errors in source documents
  • Coordinate workflow with brokers, branches, Account Executives and team
     

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Marcus Rivera

Chief Revenue Officer

m.rivera@company.com
linkedin.com/in/marcusrivera
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