Key Facts

Remote From:

Colorado (USA)

Full time

Mid-level (2-5 years)

English

Hard Skills

Other Skills

•
Microsoft Excel
•
Analytical Thinking
•
Detail Oriented

World Business Lenders, LLC

Financial Services

About World Business Lenders, LLC

At World Business Lenders (WBL) Our motto, 'We Lend. You Grow' is simple, yet powerful. We make working capital available to eligible businesses for expansion and growth. WBL was founded by a seasoned team of entrepreneurs with strong track records of launching, financing and growing successful small businesses. We understand what businesses need in terms of working capital, and are well-aware of how little is actually available for small businesses in the current marketplace. WBL understands how additional working capital can help you navigate your business to maximum success. Our unique approach to lending makes your business the focal point for loan decisions. Instead of concentrating on personal assets and a business owner's credit score, we believe the history and financial performance of your business should outweigh all other factors in our decision making process. WBL bases each loan decision on your business’s ability to make affordable daily payments to satisfy the loan. While there are many challenges small business owners face, WBL believes access to working capital shouldn't be one of them. WBL's sole focus is making loans to small businesses. This is all we do! We Lend. You Grow.

Company type: SME

Industry: Financial Services

Founded: 2018

Company size: 201 - 500

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Job description

About World Business Lenders About Us

World Business Lenders (WBL) provides short-term, real estate–collateralized commercial loans to small and medium-sized businesses across the United States that do not have access to traditional financing. The company also services its own loan portfolio and those of third parties, with a focus on managing non-performing loan pools and REO.

WBL is a U.S.-based company with a fully remote workforce.
Working hours are 9:00am–6:00pm Eastern Time, Monday through Friday.
The role requires strong spoken and written English.

All resumes must be submitted in English.

Overview

The role requires near-zero errors in credit sheets and CRM data entry, basic product knowledge, effective inter-departmental communication, and a solid understanding of underwriting concepts and internal guidelines.

Job Duties and Responsibilities

Get credit analysis ready to help support well-informed credit recommendations.
Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses.
Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines.
Create financial models that help analyze both individual loan performance and overall portfolio health.
Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures.
Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate.

Requirements

Education:

Bachelor’s Degree (required)

Experience:

At least 2 years of experience in underwriting, credit analysis, lending, or banking
Experience with financial analysis or structured credit work is a big plus

Preferred Background / Industry Experience