Logo for Pearl Insurance, a subsidiary of One80 Intermediaries

Policy Administration Specialist

Role overview

Qualifications

  • Bachelor's degree preferred (business, risk management, finance, or related field)
  • 3-6 years of experience in insurance operations, policy administration, underwriting support, or a related role
  • Experience assembling or reviewing commercial PC policies with exposure to ISO forms (usage, form selection, endorsements)
  • Experience with policy administration systems and strong knowledge of Excel and structured templates

Responsibilities

  • Policy Assembly and Issuance: assemble policies using approved ISO forms, endorsements, declarations, and Oxford’s custom coverage language; combine coverages into complete, accurate policy packets; ensure correct forms, edition dates, and versions; maintain organized electronic policy files and perform quality checks
  • Manual Rating Technical Support: support manual rating using ISO rules, loss costs, and Excel-based worksheets; assist with pricing and documentation for custom coverages; document rating assumptions and decisions; monitor changes from ISO updates or internal program changes
  • Custom Coverage (ERM) Support: assist with issuing and maintaining custom coverage forms, schedules, and program terms; track coverage versions and updates; standardize custom coverage components to support future automation; collaborate with Underwriting and Compliance
  • PAS Implementation Operational Support: support transition from manual policy issuance to the Policy Administration System; assist with testing, process documentation, user feedback; serve as go-to resource for policy workflows and SOPs; collaborate with internal teams and vendors to improve processes

About the company

Pearl Insurance, a subsidiary of One80 Intermediaries logo

Pearl Insurance, a subsidiary of One80 Intermediaries

Insurance Brokerage & Agencies

Pearl Insurance, a subsidiary of One80 Intermediaries, was founded on the belief that people have a basic human need to live and work with certainty. Over 70 years later, that same belief is still the foundation of everything we do. We are a privately held insurance company with four core focuses: business insurance, personal insurance, associations, and unions. Business Insurance: We work tirelessly to help businesses or firms find the best insurance options for their industry's specific set of risks. Thanks to our relationships with a wide network of nationwide carrier partners, we can help find a policy that fits like a glove. Personal Insurance: We know how overwhelming shopping for personal insurance can be. That's why our expert representatives shop policies for our customers. We'll provide plan features and quotes from several top-rated companies so our customers can select the plan that works best for their needs and budget. Associations: We design, administer, and market insurance programs for membership organizations and associations. Through investments in technology, people, products, and services, we help our clients maintain a competitive edge. Unions: We've been providing high-quality insurance programs to union groups for 80 years. All our union-based products are competitively priced and can be paid for through payroll deduction.

Company details

IndustryInsurance Brokerage & Agencies
Company size201 - 500

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Job description

Risk Strategies, Captives partner Oxford is looking for a detail‑oriented Policy Administration Specialist to support policy issuance for both ISO‑based and custom (ERM) insurance programs. This role focuses on assembling policy documents, supporting manual rating, maintaining accuracy and version control, and working closely with Underwriting, Insurance Operations, and Compliance.

This position will also play a key role in the rollout of Oxford’s Policy Administration System (PAS), helping transition existing manual processes into a scalable, well‑controlled system. This is a great opportunity for someone who enjoys working with policy forms, improving processes, and growing alongside evolving systems.

Key Responsibilities:

Policy Assembly & Issuance

  • Assemble policies using approved ISO forms, endorsements, declarations, and Oxford’s custom coverage language.
  • Combine ISO and custom coverages into complete, accurate policy packets when required.
  • Ensure correct forms, edition dates, and versions are used.
  • Maintain organized electronic policy files and perform quality checks for accuracy.

Manual Rating & Technical Support

  • Support manual rating using ISO rules, loss costs, and Excel‑based worksheets.
  • Assist with pricing and documentation for custom coverages.
  • Clearly document rating assumptions and decisions to support consistency and audit needs.
  • Help monitor and apply changes from ISO updates or internal program changes.

Custom Coverage (ERM) Support

  • Assist with issuing and maintaining custom coverage forms, schedules, and program terms.
  • Track coverage versions and support updates in collaboration with Underwriting and Compliance.
  • Help standardize custom coverage components to support future automation.

Compliance & Documentation

  • Maintain logs and documentation related to issued policies and forms.
  • Support internal audits and regulatory requests related to policy issuance.
  • Help create and maintain simple SOPs, checklists, and workflows.

PAS Implementation & Operational Support

  • Support the transition from manual policy issuance to Oxford’s Policy Administration System.
  • Assist with testing, process documentation, and user feedback during implementation.
  • Serve as a go‑to resource for understanding policy workflows, system requirements and serve as the point of contact for developing those standard operating procedures.
  • Collaborate with internal teams and vendors to improve policy issuance processes.

Collaboration

  • Work closely with Underwriting, Insurance Operations, Compliance, and Sales.
  • Help bridge underwriting intent with operational execution.
  • Contribute to building scalable, efficient policy administration processes.

Capabilities:

  • Experience assembling insurance policies or working with policy documentation.
  • Experience with policy administration systems
  • Familiarity with ISO forms and commercial P&C concepts
  • Strong knowledge of Excel and structured templates.
  • Strong attention to detail and organized work habits.
  • Interest in process improvement and systems implementation.
  • Ability to work collaboratively across teams.
  • Clear communication skills and a proactive mindset.
  • Experience with custom coverages is a plus but not required.

Requirements: 

  • Bachelor’s degree preferred (business, risk management, finance, or related field)
  • 3–6 years of experience in insurance operations, policy administration, underwriting support, or a related role
  • Hands‑on experience assembling or reviewing commercial P&C policies
  • Exposure to ISO forms (usage, form selection, endorsements)—deep expertise not required
  • Experience working with manual or semi‑manual policy issuance processes

Pay Range:

$51,800 - $80,000 Annual

The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for this role.

One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.

Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers.

Personal information submitted by California applicants in response to a job posting is subject to One80's  California Job Applicant Privacy Notice .

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Marcus Rivera

Chief Revenue Officer

m.rivera@company.com
linkedin.com/in/marcusrivera
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