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Technical Business Analyst (Fintech / Lending / Payments) at All Cares

Job description

About Us

We are a U.S.-based fintech platform founded in 2021, focused on modernizing and digitizing the lending and payments ecosystem. Since our major release, we’ve helped 2,000+ customers secure financing and grown to a team of 30+ professionals across multiple countries.

We operate a multi-lender lending platform and are expanding into payments and financial infrastructure. Our roadmap is ambitious, and we’re building systems that require clarity, structure, and precision.

We’re looking for a Strong Middle or Senior Technical Business Analyst who thrives in complex fintech environments and takes ownership of turning ideas into clean, structured, build-ready specifications.

If you enjoy working at the intersection of product, engineering, compliance, and operations — this role is for you.

What You’ll Be Doing

  • Translating high-level business vision into detailed, structured technical requirements
  • Creating clear feature specifications ready for development (acceptance criteria, edge cases, flows)
  • Designing and documenting:
    • End-to-end system workflows
    • Multi-party interactions (applicant, merchant, lender, internal ops)
    • Payments and money-movement logic
    • Role and permission matrices
  • Modeling system integrations and data flows between internal and external services
  • Collaborating closely with engineers on API design and integration-related decisions
  • Working closely with Engineering, Product, and Operations to clarify requirements before development begins
  • Supporting backlog grooming and prioritization with the PM
  • Maintaining structured, version-controlled documentation in Confluence
  • Identifying logic gaps, risk areas, and compliance concerns early in the design phase
  • Assisting in API requirement definition and integration planning with third-party providers

What We Expect

  • 4+ years of experience as a Business Analyst in a technical environment
  • Strong experience in fintech (payments, lending, underwriting, or financial systems required)
  • Hands-on experience with API analysis (REST; GraphQL is a plus)
  • Ability to read and fully comprehend API documentation (e.g., Swagger / OpenAPI), identify gaps, risks, and dependencies
  • Experience modeling system integrations and complex data flows
  • Experience working with APIs, system integrations, and backend-driven platforms
  • Strong documentation discipline — you create specs engineers appreciate
  • Experience with Jira and Confluence (structured documentation, not just notes)
  • Ability to create:
    • BPMN diagrams
    • UML diagrams
    • Sequence diagrams
    • State diagrams
  • Strong stakeholder communication skills (English B2+ minimum)
  • Ability to challenge assumptions and identify inconsistencies


What We Offer

  • Fully remote work
  • Transparent and competitive compensation
  • A high-impact role in a fast-growing fintech platform
  • Direct influence on architecture and product direction
  • A team that values ownership, clarity, and smart execution
  • 20 paid vacation/sick days per year



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