• Analyze and underwrite Non-QM mortgage loans within compliance guidelines and approved seller variances.
• Manage loan conditions and provide recommendations for underwriting waiver and eligibility exceptions.
• Communicate with loan originators and processors regarding loan status, approvals, suspensions, denials, and conditions.
• Maintain a pipeline of loans adhering to posted service level agreements.
• Remain current on loan program requirements and review documents for compliance.
• Other duties as assigned.

Classification: Full Time, Non-Exempt

• Knowledge of regulatory requirements (RESPA, TILA, etc.)
• Strong communication skills
• Excellent organizational skills
• Highly detail-oriented
• Ability to work across organizational boundaries
• Strong decision making skills
• Advanced problem solving capabilities
• Strong critical thinking skills
• Proven ability to prioritize and multi-task
• Understanding of Non-QM products

Experience Requirements:

• Minimum of five (5) years of mortgage underwriting experience required.
• Minimum of three (3) years of underwriting Non-QM loans with complex income analysis required.
• National bond program experience preferred.

Education / Licensing Requirements:

• High school diploma or equivalent required. Some college preferred.

Working Conditions:

• Fast-paced environment.
• Requires normal vision (corrected) both close and distant.
• Requires normal hearing levels (corrected).
• Requires working at a desk to use a phone and computer for extended periods of time.
• Requires sitting, bending.
• Works effectively with frequent interruptions.
• Lifting requirements of 10 lbs. occasionally.
• Minimal travel <5%.

•    Along with a great culture and competitive pay, full-time employees are eligible to receive additional benefits:
o    Medical, dental, and vision insurance
o    Short-term and long-term disability
o    401(k) and Roth 401(k) plans and Company match
o    Company-provided life insurance
o    8 paid holidays
o    AND MORE!

Pay: $90,000- $105,000 annually depending on experience, with eligibility for a discretionary bonus.