Lead Research Associate

Job Title: Lead Research Associate

Overview: We are seeking a detail-oriented and analytical Lead Research Associate to support research, risk validation, and data-driven decision-making within a fast-paced fintech environment. This role will focus on analyzing large data sets, validating merchant and financial information, and providing actionable insights to support underwriting, compliance, and operational teams.

Responsibilities:

• Analyze and interpret large data sets related to merchant processing, transactions, and risk indicators

• Conduct detailed financial and operational research to support underwriting and compliance decisions

• Provide clear, structured data reporting and insights to leadership

• Identify inconsistencies, trends, and risk signals with strong attention to detail and critical thinking

• Support initiatives related to payment products, including debit card programs (e.g., Payless debit cards or similar)

• Partner cross-functionally with underwriting, compliance, and operations teams

• Develop efficient data tracking tools and reporting dashboards using advanced Excel

• Contribute creative, out-of-the-box thinking to improve research and operational processes

• Maintain accurate documentation and ensure data integrity across systems

Qualifications:

• 1–2 years of experience in fintech, financial services, or payment processing

• Advanced Excel proficiency (Level 3/4) — including pivot tables, advanced formulas, lookups, data manipulation, and large dataset analysis

• Experience working with large volumes of financial or transactional data

• Strong analytical mindset and exceptional attention to detail

• Ability to provide clear, data-backed recommendations

• Strong written and verbal communication skills (comfortable in a conversational, collaborative environment)

• Experience in merchant services or payment processing

• Exposure to debit card programs or fintech product environments

• Experience supporting underwriting, risk, or compliance teams

• Detail-oriented and highly analytical

• Strong data interpretation skills

• Process-driven yet innovative thinker

• Collaborative and adaptable

• High level of accountability

Schedule: TBA (Graveyard)

Setup: Remote

Why Join STAFFVIRTUAL?

• Competitive compensation and benefits package

  • HMO Day 1 + FREE dependent coverage

  • De minimis and allowances

  • Attendance bonus

  • Paid time offs

• Company-provided work setup (laptop, monitor, accessories)

• Training, career growth, and global exposure

• A collaborative and supportive team culture

If you're a motivated, client-focused professional who's ready to grow with a company that values people and performance, wed love to hear from you. Apply now and join our dynamic team at STAFFVIRTUAL!