Graduate Financial Crime Analyst - Detection Team

What We’re All About at Kroo

Kroo has a big vision. To be the first Bank that is both trusted and loved by its customers. We’re helping people take control of their financial future and achieve their goals, whilst making a positive impact on the planet. Here at Kroo, doing what is right is in our DNA. We act with integrity, transparency and honesty. We think big, dream big, and relentlessly pursue our goals. We like to be bold, break new ground, and we never stop learning. But most importantly, we are on this journey together.

About the Team

We are a multi-disciplined team of experienced technology, banking, customer experience, marketing, and legal professionals who share a passion for the company’s mission and believe in a collaborative approach to creating the greatest social bank. We are building a diverse team of inquisitive people who want to understand customer needs and behaviour so we can develop innovative products that change people’s lives for good.

What you’ll do: 

This is an exciting opportunity to kickstart your career in Financial Crime within the banking sector. As a graduate joining our team, you will receive extensive training and mentorship, including weekly sessions in our Manchester office. Here’s what you can expect:

• Support the Day-to-Day Operations: Assist in the daily functions of the Financial Crime Detection Team, ensuring the efficient management of tasks and responsibilities.
• Investigate Suspicious Activity: Analyse transaction monitoring alerts to identify and investigate potentially suspicious activities.
• Support Team Leadership: Help the Detection Team Lead in achieving team objectives and maintaining high standards.
• Conduct Detailed Reviews: Perform thorough examinations of periodic and enhanced due diligence alerts to ensure compliance and accuracy.
• Identify Trends: Use data analysis to proactively spot emerging financial crime trends and patterns.
• Execute Payment Reviews: Manage payment reviews swiftly and effectively, balancing customer satisfaction with risk management.
• Collaborate with External Entities: Work closely with other financial institutions and law enforcement authorities to address financial crime concerns.
• Cross-Departmental Liaison: Engage with various departments within the business to support holistic financial crime prevention strategies.
• Optimise Processes: Contribute to the ongoing improvement and updating of existing processes, systems, and procedures.

This role is perfect for graduates who are passionate about making an impact in the financial industry and are eager to grow their expertise in a challenging yet supportive environment. 

Requirements

• A keen interest in fraud prevention or financial crime, with any related experience being a plus.
• Strong problem-solving skills and a proactive approach to learning and tackling challenges.
• Willingness to manage escalations and support investigations, with a desire to develop these skills.
• Ability to juggle multiple tasks and meet deadlines, while maintaining high standards of work.
• Analytical mindset, with a passion for identifying patterns and trends in data.
• A team player who thrives in a collaborative, dynamic environment.
• Excellent communication skills, both written and verbal.

Recruitment process plan: 

• (19th Aug): Initial application screening and invitation to online assessments.
• (2nd September): Completion of people screens and online assessments and invitation to the first interview.
• (9th Sept): Graduate assessment day in Manchester.
• (16th Sept): Final decision and offer.
• (1st Oct): Start dates agreed.

Benefits

Benefits

• Competitive salary and share options (£24,000 basic salary)
• 33 days holiday (including public holidays). In addition, you’ll also get your birthday on us.
• Personal Health days.
• Access to our company pension scheme (currently 3% employer contribution).
• All the equipment you need to work effectively.
• A high degree of autonomy with support from an experienced and supportive team
• Room to grow and excel within a fast-paced, high grow growing start-up
• An ethically conscious company that is truly trying to change what's most broken about the industry
• Access to a learning budget to continue your professional development.

Office/remote working and working times:

The role will be remote-first, meaning that the majority of work will be completed from home, with occasional on site working required in Manchester city centre. Please note onboarding and training for the role will be conducted remotely.

Our ambition is to be a truly 24/7 customer-focused bank. In order to achieve this, you'll be working 5 shifts (Monday - Sunday) and 37.5 hours per week. The shifts will be provided well in advance, but typically range between 07:00 - 19:30.

Diversity and Inclusion:

We wholeheartedly uphold our commitment to fostering a diverse and inclusive workplace. Every employee is highly regarded, respected, and supported without any form of judgement or prejudice. We consider Diversity, Equality, and Inclusion as fundamental pillars guiding our path in all aspects of our bank. We also ensure that reasonable adjustments are made available to all candidates throughout the recruitment process.

To all Recruitment Agencies:

At Kroo Bank, agency resumes are strictly prohibited. Do not submit agency resumes or forward them to our job advertisements or Kroo Bank employees. Be aware that Kroo Bank will not assume any responsibility for fees incurred due to unsolicited resumes.

To ensure a fair and efficient application process, all candidates are kindly requested to submit their applications directly through the advertised platform. We kindly ask that you refrain from reaching out to the company or its employees via email, LinkedIn, or any other communication channels for inquiries or updates. Please note that any attempts to contact us through these channels will not receive a response. Thank you for your understanding and cooperation.