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Collections Reps and Bilingual Collections Reps

Role overview

Summary

This role focuses on providing support to customers regarding credit card payment inquiries at CAPITAL Services. You will work within a team that emphasizes customer satisfaction and goal achievement, contributing to the company's mission of connecting people with convenient purchasing power.

Qualifications

  • Experience in customer service or collections
  • Ability to meet performance and quality goals
  • Strong communication skills
  • Willingness to participate in a 4-week training program
  • Preferred: Fluency in Spanish (for Bilingual Collections Representatives)

Responsibilities

  • Provide patient, empathetic support when assisting customers with credit card payment inquiries
  • Communicate professionally and effectively through phone interactions
  • Analyze account details to identify the best resolution for each customer
  • Negotiate and collaborate to resolve payment-related concerns

Key facts

Hard skills

Other skills

  • Customer Service
  • Communication
  • Negotiation
  • Problem Solving
  • Empathy
  • Collaboration

About the company

CAPITAL Services logo

CAPITAL Services

  • Financial Services
  • SME
  • 201–500
CAPITAL Services is a leading payment portfolio management and servicing company that creates, evolves, and services profitable payment programs in partnership with our clients. Focused on financial strength, we successfully originate and manage card assets and provide a unique and innovative set of services in the payments industry for more than one million accounts nationwide. Our History - CAPITAL Services began operation in 1998 as CAPITAL Card Services, Inc., focusing on the management and servicing of credit card portfolios. Our company was built by executives with years of experience in the financial services and credit card industries and has grown beyond credit cards to include a full range of payment products and services. We have two locations, in Sioux Falls and Brookings, South Dakota.

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Job description

Collections Representatives and Bilingual Collections Representatives
$17.50/hr + Monthly Performance Incentives

Bilingual Spanish Differential: Additional 15% (Starting wage of $20.13/hr)
Monday–Friday | 10:30am–7:00pm | NO weekends

Are you looking for a fun, energetic workplace focused on customer satisfaction and goal achievement? At CAPITAL Services, our Collections team partners with customers to create collaborative payment solutions while delivering exceptional service.

We also offer WORK FROM HOME (within a 60-mile radius of Sioux Falls, SD). Complete a full time 4-week training onsite in our Sioux Falls office which includes hands-on learning, self-paced modules, and mentorship to help you build confidence and skills in your role. YOU CHOOSE if you want to work from home or continue working onsite in our fun and energetic call center after meeting performance expectations! 

We value work-life balance and employee growth—offering 3 weeks of paid vacation, 11 paid holidays, and paid sick leave, along with a supportive and engaging culture.

What You’ll Do

  • Provide patient, empathetic support when assisting customers with credit card payment inquiries
  • Communicate professionally and effectively through phone interactions
  • Analyze account details to identify the best resolution for each customer
  • Negotiate and collaborate to resolve payment-related concerns
  • Consistently meet performance and quality goals

What We Offer

  • Monthly and quarterly performance-based incentives
  • Consistent Monday–Friday schedule with opportunities for time off based on call volumes
  • Bilingual differential for fluency in Spanish – 15% (starting wage of $20.13/hr)
  • Career growth with opportunities with pay increases
  • Competitive benefits including medical, dental, vision, paid parental leave, 401(k) with up to 6% company match, and tuition reimbursement
  • Regular one-on-one development-focused meetings with your manager
  • Community volunteer opportunities
  • A stable, family-owned company established in 1998
  • Company outings, on-site and off-site events, games, contests, and lots of food!

Video: What it's like to be a Collections Representative at CAPITAL Services

At CAPITAL, we are committed to connecting people with convenient purchasing power for life’s needs. Our team consistently strives for improvement and focuses on excellence in everything we do. We challenge ourselves to be better every day through learning, adapting, and evolving! Interested in working for an employer who values ongoing growth and innovation? We invite you to apply by clicking on the apply button above and using the navigational buttons to complete the application process.

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