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Remote Sales Rep — Life Insurance, No Cold Calling

Role overview

Qualifications

  • Must live in the USA
  • Able to pass a background check
  • Hold or be willing to obtain a Life & Health insurance license

Responsibilities

  • Guide clients toward a decision on life insurance
  • Work through a queue of warm leads by phone or Zoom
  • Track daily activity and stay consistent with production goals
  • Handle objections and questions from clients

Key facts

Hard skills

Other skills

  • Sales
  • Coaching
  • Communication
  • Teamwork

About the company

Kemboi Financial Agency logo

Kemboi Financial Agency

  • Insurance
  • Scaleup
  • 11–50
Kemboi Financial Agency is an independent financial services firm dedicated to helping our clients meet their long term objectives. When working with a financial professional it is important that all the moving parts of your plan are working together, and we are committed to making that happen at the highest level. In a profession based on objective advice, true independence offers many choices intended to benefit you, the client. Your choice of an independent financial professional is the first step in getting unbiased recommendations and impartial guidance based directly on your needs and goals. Our goal is to safeguard the dreams that you strive to achieve and the assets you have worked so hard to accumulate. We utilize time tested investment strategies designed to meet your risk tolerance and hedge against market volatility, as well as help establish layers of insurance to protect against circumstances beyond your control. We are focused on providing long-term strategies to allow you to realize your financial dreams. We are dedicated to providing our clients with excellent service at all times. Building strong relationships with clients and their financial professionals is an integral part of developing a successful financial strategy. Our clients must maintain high expectations from their advisors, and we are committed to exceeding them.

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Job description

The single biggest difference between this role and a typical sales job: you will never dial a cold number, not once, at any point in your time here.

Why That Matters

Cold calling is exhausting and inefficient — you're spending most of your energy on people who never asked to hear from you. Here, every client you speak with already reached out asking for information about life insurance. Your entire job is guiding that existing interest toward a decision, which fundamentally changes the tone and success rate of every conversation you have.

How the Work Actually Flows

You'll work through a queue of warm leads by phone or Zoom, using our access to more than 60 insurance carriers to help each family find coverage that actually fits their situation and budget. You'll track your daily activity and stay consistent with production goals — some calls close same-day, others need a follow-up, and both are a normal part of the process.

Getting You Ready

We built our training assuming zero prior insurance experience. You'll learn the fundamentals of different policy types, how to structure a conversation that feels natural rather than scripted, and how to handle the objections and questions that come up regularly. A mentor supports you through your first live calls and beyond.

Compensation

New reps typically close $800 to $1,200 per sale. Realistic year-one totals:

  • Part-time: $50,000+
  • Full-time: $80,000 to $300,000+

Both figures are fully uncapped — there's no ceiling on production or pay — and additional performance-based incentives are available on top of standard commission.

Who Gets Hired

We prioritize coachable people over polished résumés. If you're willing to follow a proven process and show up consistently, your background matters much less than your willingness to learn.

Requirements

  • Must live in the U.S.
  • Able to pass a background check
  • Hold or be willing to obtain a Life & Health insurance license

Apply today — we're actively reviewing candidates and can move quickly for the right fit.

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