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Associate, Virtual Portfolio Relationship Manager, Credit Program Small, Small Medium Enterprises

Role overview

Qualifications

  • Minimum 3-5 years of experience in wealth management, investment advisory, or a related field
  • Strong analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Proficient in the use of financial analysis tools and portfolio management software

Responsibilities

  • Manage and maintain a portfolio of virtual banking clients
  • Proactively engage with clients to understand their financial goals
  • Analyze client portfolios and recommend appropriate investment strategies
  • Monitor client portfolios and provide timely updates on market trends

Key facts

Hard skills

Other skills

  • Analytical Skills
  • Problem Solving
  • Communication
  • Social Skills
  • Teamwork

About the company

DBS Bank logo

DBS Bank

  • Banking
  • 10,001+
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world. Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia“ award by Global Finance for 14 consecutive years from 2009 to 2022. DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by supporting social enterprises: businesses with a double bottom-line of profit and social and/or environmental impact. DBS Foundation also gives back to society in various ways, including equipping communities with future-ready skills and building food resilience. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com

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Job description

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Job Purpose

  • Build a well-diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to healthy income with an acceptable risk to the bank.
  • Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank.

Key Accountabilities

  • Manage and maintain a portfolio of virtual banking clients, providing personalized financial advisory and investment solutions
  • Proactively engage with clients to understand their financial goals, risk profiles, and investment preferences
  • Analyze client portfolios, identify opportunities, and recommend appropriate investment strategies
  • Collaborate with cross-functional teams to ensure seamless client onboarding and service delivery
  • Monitor client portfolios and provide timely updates on market trends and performance
  • Resolve client inquiries and address concerns in a professional and efficient manner
  • Contribute to the development and implementation of virtual banking initiatives and best practices

Requirements

  • Minimum 3-5 years of experience in wealth management, investment advisory, or a related field
  • Strong analytical and problem-solving skills with the ability to interpret financial data and make informed recommendations
  • Excellent communication and interpersonal skills to effectively engage with clients and cross-functional teams
  • Proficient in the use of financial analysis tools and portfolio management software
  • Demonstrated ability to work independently and as part of a team
  • Commitment to providing exceptional client service and maintaining high levels of customer satisfaction

Education / Preferred Qualifications

  • Bachelors in finance / Economics/Commerce or MBA or CA

Core Competencies

  • Excellent Communication & Listening Skills, Good Sales & Negotiation Skills

Technical Competencies

  • Working Capital Finance Knowledge

Work Relationship

  • Manager / Direct Report

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

Location:

Mumbai

Job:

Relationship Management

Schedule:

Regular

Employee Status:

Full time

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