Role overview

Qualifications

Experience in the Mortgage Industry
Knowledge of investor and government agency guidelines
Ability to analyze income from tax returns
Effective communication skills

Responsibilities

Timely underwriting of loan credit packages and appraisals
Resolve issues with private investors and government agencies
Analyze loan packages for fraudulent documentation
Consult with Processing and Closing departments to meet underwriting conditions

Key facts

Remote from: New Jersey (USA)
Full time
Underwriter
English

Hard skills

Underwriting Credit Application Review Fraud Detection Mortgage Bankers Association Compliance Management

Other skills

Communication
Decision Making
Problem Solving
Teamwork

About the company

AnnieMac Home Mortgage

Mortgage & Real Estate Finance

AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of service — to our clients, our employees, and our business partners. We are headquartered in Mount Laurel, N.J., but we have branches throughout the country that employ hundreds more. As an approved seller/servicer with Fannie Mae, Freddie Mac and Ginnie Mae, we have access to the best mortgage programs available, including conventional, government and non-conforming mortgages. Our processing and underwriting are completed in-house, which means our clients can expect quick processing and exceptional customer service. That is why we've emerged as one of the fastest-growing home lenders in the industry. AnnieMac Home Mortgage is a DBA of American Neighborhood Mortgage Acceptance Company, LLC. NMLS# 338923. Arizona Mortgage Banker License Number (BK - 0926586), AZ Banker # 0948914 (LoFiDirect) For complete licensing info visit http://www.annie-mac.com/licensing or NMLS Consumer Access http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/338923 AnnieMac Home Mortgage is an equal housing lender.

Company details

IndustryMortgage & Real Estate Finance

Company size1001 - 5000

Links

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Job description

***Note to all Arizona Candidates: Please apply to the positions labeled "Arizona" on our Careers page. All candidates who wish to work out of Arizona must apply to the position specific to Arizona.***

AnnieMac Home Mortgage is looking to hire a Full-Time Underwriter Level 4 to be responsible for the underwriting of loans in accordance with company and investor guidelines. Candidates should have experience directly or indirectly related to the Mortgage Industry. Under the direct supervision of the Underwriting Manager the accountabilities and job activities of the Underwriter Level 4 position include, but are not limited, to the following:

Timely underwriting of loan credit packages and appraisals for compliance with various investor and government agency guidelines.
Contact with private investors and government agencies to resolve any issues or questions that may arise on loan files, programs, etc.
Review and analyze income from both personal and corporate tax returns.
Communicate decision on loans to appropriate parties both verbally and in writing.
Analyze loan packages for any sign of fraudulent documentation or information.
Work with Loan Originators to restructure questionable loans into a salable package.
Remain informed of all government regulations, requirements and laws for both branch and broker submissions.
Consult with the Processing and Closing departments to ensure that all underwriting conditions are met prior to closing the loan.
Review and clear all underwriting conditions prior to closing.