Job description

Professional qualification from an internationally recognised body (e.g. ICA, ACAMS)
Deep knowledge of the EU regulatory environment and key financial crime regimes
Ability to exercise oversight, knowledge and understanding of financial crime and AML policies, procedures and control arrangements in a complex financial operation
Academic Background: Advanced degree (Master’s or equivalent) in Law, Finance, or Business.
EMI & Crypto practical knowledge of the French and EU regulatory environment. Knowledge and experience in other EU markets is also welcome!
Scaling Experience: track record of managing compliance in an entity that operates across multiple EU borders.
Ability to translate complex legal text into actionable operational workflows for product and engineering teams.
Native-level fluency in French (for communications, regulatory reporting and legal interpretation) and full professional proficiency in English (for group-level communication and documentation drafting including policies and procedures). Additional EU language, in particular German is welcome!

Maintain, and continuously enhance the Compliance Framework, including policies, procedures, and internal controls, covering all applicable regulations for the entity.
Implement and oversee the annual Compliance Plan, including compliance monitoring activities and thematic reviews focusing on regulatory outcomes and conduct risk, and management and board-level reporting.
Identify, assess, and escalate material compliance risks, breaches, or control weaknesses.
Ensure compliance requirements are embedded into business processes, product governance, customer onboarding, and ongoing operations.

Assess and monitor Conduct Risk, ensuring that the firm’s culture and business practices consistently deliver fair outcomes for customers.
Provide regulatory interpretation, guidance, and practical advice to the business on existing, new, and evolving regulatory requirements and their operational impact.
Support product development and change initiatives, ensuring that new or significantly modified products, services, and distribution models comply with applicable regulatory obligations.
Act as a trusted advisor to senior management on regulatory matters, compliance risk exposure, and regulatory strategy.
Provide input for escalations requiring Senior Management approval. Participate in the second line of defence oversight of Financial Crime & AML/CFT Framework.
Challenge the adequacy and effectiveness of first-line AML/CFT implementation and ensure alignment with regulatory expectations.
Collaborate with the AML/Financial Crime team to ensure a holistic view of compliance risk for Senior Management.

Act as a point of contact for authorities on regulatory compliance matters, together with the CRCO.
Manage and coordinate responses to regulatory inquiries, including preparation of documentation and follow-up actions.
Maintain a Regulatory Change Management tracker to ensure all upcoming legislative changes are mapped to internal owners and implemented ahead of deadlines.
Ensure adequate metrics are provided for Senior Management oversight.
Ensure timely, accurate, and consistent regulatory reporting within the scope of regulatory compliance responsibilities.

Ensure adequate compliance training and awareness programs across the organisation tailored to regulatory developments and risk exposure.
Ensure staff understand their regulatory responsibilities, applicable policies and procedures, and escalation pathways.

Monitor regulatory developments and proactively assess their applicability and impact on the business.
Contribute to the ongoing improvement of governance arrangements, compliance methodologies, and reporting frameworks.
Collaborate with second line of defence colleagues on Risk, Legal, AML, and Permanent Control functions to ensure coherent second-line coverage.

Regulatory Compliance Officer

Role overview