Key Facts

Remote From:

Philippines

Category: Commercial / Consumer Credit Analyst

Freelance

Mid-level (2-5 years)

English

Hard Skills

Financial Analysis Credit Risk Management Credit Application Review Credit Risk Management Collection Development Accounts Receivable Business Credit Reports Risk Governance Google Workspace Credit Application Review +1 more

Other Skills

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Microsoft Excel
•
Time Management
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Teamwork
•
Proactivity
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Decisiveness
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Analytical Thinking
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Detail Oriented
•
Verbal Communication Skills

Roles & Responsibilities

2+ years of experience in credit risk, finance, or related fields
Strong analytical and financial assessment skills
Experience in reviewing credit limits and payment history
Proficiency with Excel and Google Workspace (there will be an assessment)

Requirements:

Review and assess credit limits for existing customers on a recurring basis
Analyze payment behavior, financial data, and credit risk exposure
Collaborate with internal teams to review and respond to business credit requests
Conduct trade and bank reference checks for customer accounts

Job description

ARE YOU INTERESTED IN JOINING AN INNOVATIVE LOGISTICS TECHNOLOGY COMPANY?

Loadsmart is a growth-stage technology company valued at over $1 billion (a true Tech Unicorn)!

We are a collection of industry veterans and user-centered engineers using innovative technology to fearlessly reinvent the future of freight by helping shippers, brokers, warehouses and carriers to move more with less.

With headquarters in Chicago and a globally distributed remote team, Loadsmart continues to attract top talent committed to driving meaningful change. We seek professionals who embody our core values: curiosity, clarity, results, commitment, and teamwork.

We are looking for a detail-oriented and proactive Credit Risk Assessment Representative to join our team! We are seeking a highly analytical professional with strong judgment, excellent communication skills, and a passion for risk evaluation and business partnership.

As a Credit Risk Assessment Representative, you will be responsible for conducting recurring reviews of customer credit lines, identifying opportunities to optimize credit terms, managing internal business requests, and performing thorough reference checks with trade partners and banks. This role is key to supporting our collections strategy and overall credit risk governance.

DEPARTMENT: G&A

LOCATION: Philippines

WHAT YOU GET TO DO:

Review and assess credit limits for existing customers on a recurring basis

Analyze payment behavior, financial data, and credit risk exposure

Collaborate with internal teams to review and respond to business credit requests

Recommend adjustments to credit terms in alignment with risk policies

Conduct trade and bank reference checks for customer accounts

Document credit reviews and decisions clearly and consistently

Support credit-related inquiries from internal and external stakeholders

REQUIRED QUALIFICATIONS:

2+ years of experience in credit risk, finance, or related fields

Strong analytical and financial assessment skills

Experience in reviewing credit limits and payment history

Excellent communication skills, both written and verbal

Familiarity with bank and trade reference analysis

Ability to manage multiple priorities and meet deadlines

Proficiency with Excel and Google Workspace (there will be an assessment)

WORKING AT LOADSMART:

• Competitive base salaries - we believe in rewarding top talent

• Loadie Time Off - PTO and sick days without a limit

At Loadsmart, we believe our biggest asset is our people. We are proud to be an equal opportunity employer, hiring and developing individuals from diverse backgrounds and experiences to add to our collaborative culture. Loadsmart treats all candidates and employees with respect and does not discriminate in our recruiting, hiring, and promoting processes, including on the basis of race, color, religion, sex, age, sexual orientation, gender identity and/or expression, national origin, veteran status, or disability.

It is the policy of Loadsmart that all offers of employment made shall be contingent upon successful completion of electronic background check(s). These checks will be job-related, consistent with business necessity and conducted by our vendor, pursuant to all applicable laws, rules, policies and procedures of our candidates' specific locale.

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