*Underwriter — 100% Remote (TOR, ON)

Underwriter — Remote

Take your insurance career to the next level with a recognized organization that values expertise, innovation, and trust. Enjoy a permanent remote position offering a flexible schedule, excellent working conditions, and competitive benefits starting on your first day. Thrive in a collaborative and people-focused environment that promotes autonomy, professional development, continuous learning, and employee well-being, while contributing to making insurance more accessible across Canada.

What is in it for you:
• Salary between 85K-95K, based on experience.
• 4 weeks of vacation upon hiring.
• Permanent full-time position, 35 hours per week, fully remote.
• Flexible schedule between 7 am and 5 pm, with shift start times between 7 am and 9 am.
• 4 weeks of vacation upon hiring.
• Group insurance starting on day one: medical, dental, vision, travel, and roadside assistance coverage.
• Defined benefit pension plan equivalent to government pension plans (available after one year of service).
• Employee assistance program.
• Paid sick days.
• On-site fitness room.
• Social activities organized throughout the year (BBQ, Christmas party, Halloween events).
• Various employee discounts (Saint-Hyacinthe privilege card and insurance products).
• Continuous training opportunities.
• Recognition program for years of service.

Responsibilities:
• Provide technical expertise in risk assessment using individual underwriting methods.
• Work independently on complex applications while respecting authorized approval limits.
• Accurately assess approval limits of up to $750,000 in life insurance and $2,500 in disability insurance.
• Communicate directly with applicants and stakeholders regarding underwriting decisions.
• Negotiate with reinsurers and identify solutions to support client file acceptance.
• Collaborate with partners and TPAs in risk evaluation.
• Act as a resource person during the contestability period.

What you will need to succeed:
• Bachelor’s degree in business administration, health sciences, or another related field.
• Completion of, or progress toward, a Fellow, Life Management Institute (FLMI) and/or Fellow of the Academy of Life Underwriting (FALU) designation is considered an asset.
• 5 years of experience as an underwriter.
• Strong understanding of insurance contracts and laws across Canada.
• Demonstrated autonomy and proactivity.
• Strong analytical, judgment, and problem-solving skills.
• Collaborative mindset with a focus on continuous improvement.
• Bilingual in French and English to communicate frequently, both verbally and in writing, with English-speaking clients and partners as part of the role responsibilities.

Why Recruit Action?

Recruit Action (agency permit: AP-2504511) provides recruitment services through quality support and a personalized approach. As part of the screening process, some applications may be reviewed using artificial intelligence tools. Only candidates who meet the hiring criteria will be contacted.