PEO Analyst

About Specialty Program Group: Our goal is to partner with industry-leading specialty businesses to provide them with the ability to achieve their goals and optimize their businesses. Specialty Program Group offers access to capital and investment, deep carrier relationships, creative thinking, product development, and broad distribution, while allowing our businesses to maintain the essence of what makes them successful. Specialty Program Group delivers leading-edge specialty expertise backed by transformative digital capabilities and sophisticated data and analytics.

About the Position: The PEO Analyst works in a high-volume, deadline-driven environment processing and underwriting employee benefits submissions for PEO new business groups. This role supports SPG's PEO carrier partnership and is responsible for managing the full quoting lifecycle — from census intake through tier reporting — in adherence with established service level agreements (SLAs), underwriting guidelines, and accuracy standards. The role reports to a PEO Underwriting Manager.

Key Responsibilities:

• Manage incoming active and passive PEO group applications within established service level agreement (SLA) turnaround requirements.

• Review and interpret quoting census data for completeness and accuracy prior to submission.

• Coordinate group submissions through internal and external underwriting channels, ensuring all required inputs are complete and accurate.

• Analyze underwriting results and apply sound judgment to assess group eligibility based on established guidelines.

• Utilize internal pricing tools to analyze and assess the group's pricing model, ensuring projected costs align with underwriting standards.

• Apply pricing adjustments as needed based on underwriting findings and carrier requirements.

• Manage carrier parity requests by compiling required documentation and coordinating with carriers for approval prior to reporting.

• Run open market quotes through quoting platforms for applicable groups.

• Report approved and declined outcomes in the partner portal with accurate entries and status updates.

• Maintain accurate and up-to-date records in internal tracking tools across all stages of the quoting workflow.

• Manage quoting and implementation of state-mandated statutory benefits, including New York Disability Benefits Law (DBL), Paid Family Leave (PFL), and Hawaii Temporary Disability Insurance (TDI).

• Participate in team projects to monitor and maintain the master medical loss ratio, contributing to data accuracy and reporting consistency.

• Provide feedback on current processes to improve efficiency, accuracy, and scalability.

Qualifications:

• Bachelor's degree preferred.

• 1–2+ years of experience in employee benefits, health insurance underwriting, or a related field; PEO experience strongly preferred.

• Ability to interpret group health census data and apply underwriting guidelines in a fast-paced, high-volume environment.

• Familiarity with group health carriers and PEO platforms; prior experience with underwriting or quoting tools a plus.

• Advanced Excel skills required; comfort working with complex trackers, calculators, and multi-tab workbooks.

• Strong attention to detail with a demonstrated ability to manage multiple cases simultaneously against strict deadlines.

• Solid verbal and written communication skills; able to coordinate effectively with internal teams and external partners.

• Demonstrated math aptitude, including the ability to calculate rates, percentages, premium adequacy, and cost projections.

• Active Life & Health license.

Work Location: This is a full-time remote position.

Salary Transparency: Disclosure required under applicable state or municipality regulations: The expected salary range for this position is $60,000–$75,000 and will be impacted by factors such as the successful candidate's skills, experience, and working location, as well as the specific position's business line, scope, and level. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits, and eligible bonuses, equity and commissions for some positions.

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