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Software Engineer I, Full Stack (Consumer Engineering)

Roles & Responsibilities

  • Experience designing, developing, and launching backend systems at scale, with proficiency in Python or Kotlin
  • Familiar with distributed systems and technologies such as AWS, MySQL, and Kubernetes
  • Proficient in modern front-end stack: JavaScript/TypeScript, React/React Native/Redux, ES6, Webpack, and CSS3
  • Able to translate simple problems into multi-component solutions and write clear, well-tested, extensible code

Requirements:

  • Contribute to team projects and goals with support from your team
  • Collaborate with teammates and stakeholders, ensuring visibility and dialog about risks and trade-offs
  • Balance speed and quality to meet business goals while protecting systems from downtime
  • Engage in growth and development activities to contribute to team community

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm is seeking a Full Stack Software Engineer to join the Card Acquisition team within the Consumer org. This role is for an engineer who will contribute to the quality and velocity of full stack development across mobile, web, and backend systems. The team plays a critical role in shaping the first experience customers have with Affirm—building trust, clarity, and value from the very first interaction. As a Software Engineer, you will be responsible for implementing features, participating in technical discussions, and growing your technical depth. You'll work at the intersection of product, design, and engineering to build polished, performant, and accessible user experiences that directly impact conversion, retention, and business growth.

 

What You'll Do

  • With the support of your team, you will work on tasks that contribute to the team's projects and goals.

  • You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.

  • You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.

  • You will contribute to a sense of community on your team by engaging in growth and development activities.

 

What We Look For

  • You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.

  • You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.

  • You have knowledge of modern front-end tech stack (we use Javascript, Typescript, React/React Native/Redux, ES6, Webpack, and CSS3)

  • You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.

  • You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.

  • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.

  • You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

  • You are a self-driven and motivated engineer who takes pride and ownership in navigating through ambiguities and solving complex technical problems

Compensation and Benefits

Base Pay Grade - J

Equity Grade - Poland 2

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

POL base pay range per year: 205,000 zł - 285,000 zł

Additional benefits include:

  • Type of employment: Contract of Employment
  • Flexible Spending Wallets for tech, food and lifestyle
  • Away Days - wellness days to take off work and recharge
  • Learning & Development programs
  • Parental benefits
  • Employee Resource & Community Groups

This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

**This job description is not a contractual document, and is not intended to have binding force.**

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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