Analyst, Acquisition and Securitization

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:

The Analyst, Acquisition and Securitization plays a key role in supporting the execution of securitization and capital markets initiatives for CrossCountry Mortgage. This role offers broad exposure to residential mortgage‑backed securities (RMBS) transactions, especially in Non-QM and other non-agency asset types, and involves direct interaction with rating agencies, banks, legal counsel, and other external partners.

Job Responsibilities:

· Coordinate across internal and external stakeholders to support the execution of RMBS deals, including data preparation, due diligence, offering documents, and tie-outs.

· Evaluate loan-level characteristics to help construct optimal collateral pools. Analyze eligibility, diversity, and performance metrics based on rating agency and investor criteria.

· Assist in securitization structuring by performing cash flow modeling, deal sizing, and waterfall analysis.

· Leverage Intex and Excel to support issuance decisions and related analytical work.

· Oversee the preparation and validation of loan tapes, ensuring consistency and accuracy across all transaction documentation.

· Interface with rating agencies, accountants, investment banks, and legal counsel.

· Manage deliverables and timelines to ensure all requirements are met for issuance.

· Stay current on securitization market trends, rating agency updates, and regulatory developments in the mortgage and RMBS sectors.

· Collaborate with data and technology teams to enhance and streamline securitization workflows, including tape creation and reporting automation.

· Utilize advanced analytical tools and software to enhance data accuracy and process efficiency.

· Contribute to the development of proprietary models and systems for portfolio management and securitization.

Qualifications and Skills:

· Bachelor’s degree in finance, economics, mathematics, or a related field.

· 2+ years of experience in investment analysis, transaction management, asset management, and/or securitization.

· 2+ years of experience in securitization and structured finance including investment banks, buy-side credit firms, and other capital markets platforms, preferred.

· Experience working with or at a credit rating agency (e.g., S&P, Fitch, KBRA), preferred.

· Knowledge of residential mortgage-backed securities (RMBS) and the non-agency market, preferred.

· Familiarity with Intex, SQL or Python, preferred.

· Excellent analytical and problem-solving skills, with attention to detail.

· Excellent communication and relationship‑building skills to work collaboratively with internal and external teams.

· Proficiency in building and interpreting financial models.

· Advanced proficiency in Excel, including complex formulas and data modeling.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.