Offer summary

Qualifications:

7–10+ years of personal lines underwriting experience, especially in homeowners and property insurance., Strong ability to interpret guidelines, analyze data, and make sound underwriting decisions., Excellent communication skills for working with internal teams and external partners., Bachelor’s degree and/or industry certifications such as CPCU are highly preferred..

Key responsibilities:

Provide technical underwriting guidance and ensure compliance with carrier policies.

Support underwriting operations by reviewing referrals, inspections, and claims.

Collaborate with cross-functional teams to shape product strategy and system improvements.

Communicate coverage decisions and underwriting practices to agents, brokers, and policyholders.

Job description

Overview:

Join a growing Personal Lines team focused on catastrophe-exposed property risk. SageSure is seeking a Senior Underwriter to serve as a Product Technical Specialist, helping us drive underwriting excellence across both admitted and surplus lines. This role blends deep underwriting expertise with product and regulatory knowledge to support ongoing innovation in homeowners and property & casualty insurance.

What you’d be doing:

Provide technical underwriting guidance and ensure adherence to carrier guidelines, rules, and policies.
Support underwriting operations by reviewing referrals, analyzing inspection and claim files, and resolving exceptions.
Partner with cross-functional teams (Product, Actuarial, Risk, Tech, and Compliance) to shape product strategy and system enhancements.
Contribute to regulatory filings, respond to DOI inquiries, and support compliance with state-specific requirements.
Communicate directly with agents, brokers, and occasionally policyholders to explain coverage decisions and underwriting practices.
Train, coach, and collaborate with underwriters to ensure consistent, high-quality risk selection.
Identify trends and recommend improvements in underwriting workflows and tools.

We’re looking for someone who has:

7–10+ years of personal lines underwriting experience (homeowners and property preferred).
Proven ability to interpret and apply guidelines, analyze data, and make sound underwriting decisions.
Strong communication skills and comfort working with both internal teams and external partners.
Experience in both admitted and surplus lines insurance environments.
Confidence working independently in a fast-paced, tech-enabled setting.
Proficiency in Microsoft Office Suite (Teams, SharePoint, Outlook); familiarity with Tableau, PowerBI, or Visio is a plus.

Highly preferred candidates also have:

Bachelor’s degree and/or industry certifications (CPCU or other designations).
Experience working directly with agents and policyholders.
Exposure to product development, insurance systems, and regulatory filings.

About SageSure:

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders.

SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington.

SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.

Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.

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