Underwriting Consultant - Dental and Vision

Our Specialty Products Division is hiring an Underwriting Consultant!  We are specifically seeking candidates experienced with dental and vision products and pricing.  This role will work closely with actuaries and other underwriters to ensure appropriate pricing strategies and underwriting guidelines are applied to DentalBlue and VisionBlue quotes, with special attention to major accounts.  This role will provide support for RFP’s and serve as a subject matter expert on relevant projects that assist in the development, sales, and marketing of DentalBlue and VisionBlue products.  This remote position is Monday-Friday. If this opportunity interests you, we encourage you to apply!

Job Responsibilities

• Collecting information, contacting sales, account managers, agents, and other parties as appropriate to clarify and correct inconsistent, incorrect or missing group health application information.
• Perform risk appraisals to include analyzing group experience and enrollment for group health insurance prospect and renewals and associated underwriting documentation for large, complex, or high risk groups; evaluating and classifying group risk to determine acceptability, coverage and pricing.
• Calculating and negotiating rates and premium charges for group health insurance using approved formulas and tables
• Corresponding with sales, account managers, agents, and other parties regarding group health insurance products, features, and pricing. This effort could involve face to face contact with the parties mentioned above.
• Assisting the on-going maintenance and enforcement of underwriting guidelines as well as providing underwriting expertise to projects in support of sales, marketing, membership and billing, legal or actuarial organizations.
• Designing risk profile for group insurance products; training and consulting with less experienced underwriters on the processes of risk identification and classification.

Job Qualifications

Education

• Bachelors Degree in Mathematics, Finance, Accounting or related field.

Experience

• 8 Years - Stop Loss UWg, Financial UWg, Actuarial, or Fin. Mgmt. experienced.

Skills\Certifications

• Excellent oral and written communication skills
• Proficient in Microsoft Office (Outlook, Word, Excel and PowerPoint)
• Advanced analytical, planning, interpersonal, organizational and research skills with the ability to handle multiple projects
• Ability to work independently with minimal supervision or function in a team environment sharing responsibility, roles and accountability.
• Advanced negotiation, presentation, and facilitation skills
• Demonstrated knowledge of contracts, products, networks, underwriting, billing, claims processing, and broker distribution system.

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Applying for this job indicates your acknowledgement and understanding of the following statements:

BCBST will recruit, hire, train and promote individuals in all job classifications without regard to race, religion, color, age, sex, national origin, citizenship, pregnancy, veteran status, sexual orientation, physical or mental disability, gender identity, or any other characteristic protected by applicable law.

Further information regarding BCBST's EEO Policies/Notices may be found by reviewing the following page:

BCBST's EEO Policies/Notices

BlueCross BlueShield of Tennessee is not accepting unsolicited assistance from search firms for this employment opportunity. All resumes submitted by search firms to any employee at BlueCross BlueShield of Tennessee via-email, the Internet or any other method without a valid, written Direct Placement Agreement in place for this position from BlueCross BlueShield of Tennessee HR/Talent Acquisition will not be considered. No fee will be paid in the event the applicant is hired by BlueCross BlueShield of Tennessee as a result of the referral or through other means.