Offer summary

Qualifications:

Minimum of 1 year experience in consulting, investment banking, or financial services., Strong skills in financial modeling, analysis, and critical thinking., Ability to communicate complex financial concepts clearly and effectively., Interest or background in capital markets and residential real estate financing is a plus..

Key responsibilities:

Analyze and model financial products, including asset and portfolio performance.

Conduct research and develop hypotheses for new and existing financial products.

Support pricing, structuring, and feature decisions to optimize financial products.

Collaborate with cross-functional teams to execute the product roadmap and ensure market competitiveness.

Job description

Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.

We work hard, and have some fun along the way, too. You don’t have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!

In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.

Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.

Who you are:

We’re looking for an innovative, analytical, and motivated self-starter to join our Financial Products team. As a Strategic Product Associate, you’ll be intimately involved in the modeling, research, and development of new financial products and improvements to existing financial products that deliver substantial value for Hometap, homeowners and capital partners. In this highly technical role, you’ll become a subject matter expert on Hometap's financial products, including modeling and communicating how they work and fit into the competitive and capital markets landscape. As a key member of an impactful team responsible for executing on our financial product roadmap, you’ll work closely with cross-functional stakeholders to ensure alignment and prioritization within the broader company strategy. This role offers strong visibility and direct exposure to executive decision-makers. This role reports to the Senior Manager, Financial Products.

What you’ll do:

Be responsible for analysis of financial products, including but not limited to asset modeling, portfolio performance modeling, business case modeling, and scenario analysis
Act as a subject matter expert on Hometap's financial products, including how they work and fit into the competitive landscape (homeowners and investors)
Conduct research and development to test hypotheses around new products and product changes
Contribute to pricing, structuring and feature decisions that optimize and evolve financial products
Develop and maintain processes to continuously track, document, and synthesize information on market trends relevant to Hometap’s position in the market
Execute on financial product roadmap from hypothesis testing to supporting initial launch plans
Develop expertise on methodologies and solutions that influence the success of our financial products (e.g., valuation, property type policy)
Support creation of investor GTM narrative, including rationale supporting the product’s pricing, structure, assumptions, and methodologies
Be accountable for product competitiveness for target homeowners and investors
Lead by example and embody Hometap’s values

What you’ll bring:

1+ years of relevant experience in consulting, investment banking, product development, or similar roles within fintech or financial services
Outstanding modeling, analytical and critical thinking skills, including the ability to identify and summarize key points in any analysis
Empathy and curiosity for homeowner and investor perspectives
Track record of delivering results through analysis in a fast-paced environment
Solutions-oriented approach to complex problems with a strong bias for action
Strong cross-functional collaborator
Clear and effective communicator
Prioritization skills that balance both short-term and long-term objectives
Business acumen that balances pragmatics, analytics and impact
A quick learner, with enthusiasm to contribute to a growth-stage company
Solid understanding of capital markets and residential real estate financing is a plus

Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.

Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member’s unique perspective, background, and ideas. All roles here are filled based solely on candidates’ qualifications and our business needs.

Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing work@hometap.com.

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