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Compliance Analyst

Role overview

Summary

This role supports Wave's regulatory and product compliance efforts by reviewing product features and marketing claims, conducting regulatory research, and maintaining compliance documentation. You will collaborate with various teams to ensure adherence to regulations and improve compliance processes.

Qualifications

  • 2-4 years in compliance, risk, legal or regulatory operations at a fintech, payments company, bank or other regulated business.
  • Experience reviewing products, processes or content for regulatory risk
  • Strong organization skills to track open items across teams
  • Clear and concise writing skills with a habit of documenting decisions
  • Curiosity about how products work and confidence in asking direct questions

Responsibilities

  • Review product and marketing content for compliance with regulations
  • Research US and Canadian regulatory requirements and summarize findings
  • Assemble evidence for audits and inquiries from partners
  • Identify and automate repetitive manual compliance tasks

Key facts

  • Remote from: Canada, North America
  • Full time
  • Mid-level (2-5 years)
  • Compliance Analyst
  • CA$65K – CA$97K / year
  • English

Hard skills

Other skills

  • Organizational Skills
  • Curiosity
  • Communication

About the company

Wave HQ logo

Wave HQ

  • Fintech & Payments
  • SME
  • 201–500
Wave is one-stop money management for small business owners. We empower small business owners to manage their finances fearlessly by offering the simplest financial management solution they can’t live without. As an award-winning company, and one of the fastest-growing financial services software solutions, we are unwavering in our commitment to grow and support both our customers and our people. We care deeply and we challenge directly. We re-imagine the possible, together, to achieve extraordinary results for the small business owners we serve.

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Job description

At Wave, we help small businesses to thrive so the heart of our communities beats stronger.  We work in an environment buzzing with creative energy and inspiration. No matter where you are or how you get the job done, you have what you need to be successful and connected. The mark of true success at Wave is the ability to be bold, learn quickly and share your knowledge generously.

You’ll be the engine of our regulatory and product compliance work: reviewing what product teams are building, researching the rules that apply, and making sure every commitment we make has an owner, a date and evidence behind it.

This is a generalist seat. In a given week you might review a payments feature, check a marketing claim, track a privacy fix with Engineering and update a partner due diligence file. You’ll start with broad coverage and grow into ownership of a regulatory lane (payments and money movement, payroll and tax, or privacy and data). 


Here's how you will make an impact: Product and marketing reviews
  • Triage incoming compliance review requests, gather facts from Product and Engineering, and draft risk assessments using our templates
  • Prepare draft conditions and recommendation for Leadership sign-off on Medium and High tier reviews
  • Track approval conditions to closure in Jira and follow up with owners until evidence is in
  • Review marketing content and customer communications against set guidelines
  • Regulatory research and program upkeep
  • Research US and Canadian requirements and write short, clear summaries for the team and stakeholders
  • Monitor regulatory change and flag what affects Wave’s products
  • Maintain the regulatory inventory, policy library, registration calendar and issue log
  • Keep the compliance scorecard and KPI data current
  • Partners and evidence
  • Assemble evidence for processor, card network and partner audits, attestations and inquiries
  • Help draft and maintain policies, procedures and training content
  • Make work easier
  • Spot repetitive manual steps and help automate them (ex. AI assistance)

  • You Thrive Here By Possessing the Following:

    Required

  • 2-4 years in compliance, risk, legal or regulatory operations at a fintech, payments company, bank or other regulated business
  • Experience reviewing products, processes or content for regulatory risk
  • Comfort reading a regulation and explaining what it means in plain language
  • Strong organization: you track open items across teams and close them
  • Clear, concise writing and a habit of documenting decisions
  • Curiosity about how products work, and confidence asking engineers and product managers direct questions
  • Nice to have

  • Exposure to payments, car network rules, payroll, privacy (PIPEDA, Quebec Law 25, CCPA) or consumer protection (UDAAP, CASL)
  • Experience in both US and Canadian markets
  • Experience with Jira, SharePoint, and GRC tools
  • CRCM, CAMS, or other Compliance/Risk certifications or interest in pursuing one
  • At Wave, we value diversity of perspective. Your unique experience enriches our organization. We welcome applicants from all backgrounds. Let’s talk about how you can thrive here!   Wave is committed to providing an inclusive and accessible candidate experience. If you require accommodations during the recruitment process, please let us know by emailing careers@waveapps.com. We will work with you to meet your needs.     We use Google Gemini, a secure AI assistant, during interviews for note-taking purposes only. Notes are kept confidential and are not shared outside the hiring process. This allows our interviewers to stay fully focused on you during the conversation.   This advertised posting is a current vacancy.  
    Salary: 64800 - 97200 CAD per year

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