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Senior Premium Auditor

Role overview

Summary

The Senior Premium Auditor role is focused on conducting audits of policyholder financial and operational information to ensure accurate premium calculations. This position is part of the Premium Audit team within the Financial Division, which serves various business units across Great American Insurance Group.

Qualifications

  • Bachelor’s degree in Accounting, Finance, Business, Risk Management and Insurance, or a related field, or equivalent experience.
  • Experience with workers’ compensation and general liability audits and multi-state rules and classifications.
  • Strong analytical skills with the ability to review financial, payroll, tax, and operational information and resolve discrepancies.
  • Excellent written and verbal communication, customer service, and organizational skills, with the ability to work effectively in a remote environment.
  • Preferred: Generally, three to six years of experience in premium audit, underwriting, accounting, finance, or a related field; insurance accounting experience

Responsibilities

  • Conduct premium audits by reviewing payroll, financial records, tax reports, business operations, and other supporting documentation.
  • Analyze audit findings and operational information to identify discrepancies and ensure accurate premium calculations.
  • Resolve audit discrepancies and disputes by collaborating with insureds, producers, underwriters, and internal business partners.
  • Prepare accurate and timely audit reports that clearly communicate findings and support underwriting decisions.

Hard skills

Other skills

  • Analytical Skills
  • Communication
  • Customer Service
  • Report Writing
  • Microsoft Excel
  • Organizational Skills
  • Problem Solving

About the company

Great American Custom logo

Great American Custom

  • Insurance
  • 201–500
Great American Custom is a division of Great American Insurance Group, focused on long-term client relationships and customized business solutions. We specialize in providing casualty products for Excess, Umbrella and Primary lines of business, and Errors & Omissions Professional coverages that meet the needs of the commercial market. Our policyholders range from small businesses to complex, multi-national corporations and Fortune 1000 companies. At Great American Custom, we’ve assembled a team of experienced insurance professionals who provide insight, perspective and creative problem-solving. Since our founding in 1992, we've grown from just two employees to a team of 180 dedicated professionals. Since then, we've achieved remarkable growth while maintaining our commitment to service. As the market evolves, we remain steadfast in our pursuit of stability and long-term relationships. About Great American Insurance Group:Great American Insurance Group’s roots go back to 1872 with the founding of its flagship company, Great American Insurance Company. Great American Insurance Company has received an “A” (Excellent) or higher rating from the A.M. Best Company for over 115 years and is currently rated “A+” (Superior). Learn more at https://www.greatamericaninsurancegroup.com/

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Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.


This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Division Overview


Our Premium Audit team makes sure policyholders pay premiums that accurately reflect their business. We work as a shared service across Great American Insurance Group's business units and sit within the Financial Division, which oversees accounting and financial reporting for American Financial Group and Great American Insurance Group.


Position Overview


The Senior Premium Auditor conducts audits of policyholder financial and operational information to ensure exposures are accurately reported and classified and that premiums are correctly calculated. This role reviews payroll, financial records, business operations, and supporting documentation while partnering with insureds, underwriters, producers, and internal teams to resolve discrepancies. The position requires strong analytical, communication, and customer service skills, as well as the ability to work independently. This is a fully remote position, and qualified candidates located within the continental United States will be considered.


Responsibilities


  • Conduct premium audits by reviewing payroll, financial records, tax reports, business operations, and other supporting documentation.
  • Analyze audit findings and operational information to identify discrepancies and ensure accurate premium calculations.
  • Evaluate classification codes, policy exposures, insurance certificates, and claim activity in accordance with applicable rules and requirements.
  • Resolve audit discrepancies and disputes by collaborating with insureds, producers, underwriters, and internal business partners.
  • Prepare accurate and timely audit reports that clearly communicate findings and support underwriting decisions.
  • Review vendor audit reports for quality, accuracy, and completeness.
  • Obtain records and information from policyholders, providing responsive, professional service throughout the audit and any post-audit activities.
  • Manage audit assignments, documentation, and reporting requirements independently and within established timelines.

Qualifications


  • Bachelor’s degree in Accounting, Finance, Business, Risk Management and Insurance, or a related field, or equivalent experience.
  • Generally, three to six years of experience in premium audit, underwriting, accounting, finance, or a related field; insurance accounting experience preferred.
  • Experience with workers’ compensation and general liability audits and multi-state rules and classifications. Knowledge of California (WCIRB) rules and classifications required. Commercial auto experience is a plus.
  • Strong analytical skills with the ability to review financial, payroll, tax, and operational information and resolve discrepancies.
  • Excellent written and verbal communication, customer service, and organizational skills, with the ability to work effectively in a remote environment.
  • Progress toward or completion of a professional designation such as APA, AU, CPCU, or ARM is preferred.

Technical Skills


  • Proficiency in Microsoft Excel, including formulas, sorting, and data analysis with tools such as pivot tables.
  • Knowledge of Adobe Acrobat Pro and Visual Audit is a plus.

Business Unit:

Property & Casualty Finance


Salary Range:

$60,000.00 -$90,000.00

Benefits:

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.

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