Virtual Loss Control Representative

WHO WE ARE:

Harford Mutual Insurance Group is a growing, dynamic mutual insurance carrier providing commercial property and casualty insurance products and services to a regional market. Headquartered in Harford County, Maryland, Harford Mutual offers a positive, diverse, and inclusive work environment with a rich company culture. Founded in 1842 on the principles of mutuality, we believe in insuring opportunity through mutual success® for our policyholders, agents, communities, and employees, and invite our employees to continue that tradition with respect, integrity, exemplary service, and personal responsibility.

Listed within this posting is the anticipated salary range for this position, plus variable incentive compensation. The final salary offered to a successful candidate may vary and will be dependent on several factors that include, but are not limited to, your business experience, education, and individual capacity. Harford Mutual is a multi-state employer, and this salary range may not reflect positions that work in other states.

THE OPPORTUNITY:

Harford Mutual is seeking a dedicated Virtual Loss Control Representative to join our Loss Control Department. In this role, you will conduct virtual surveys, monitor vendor reports for recommendations and compliance, and collaborate with virtual inspection companies to review and provide services for Harford Mutual’s client companies. You will be responsible for completing surveys across all lines of business, including property, liability, Workers Compensation, and Auto, tailored to the specific coverages of each insured.

LOCATION:

Remote/Hybrid

WHAT YOU’LL DO:

• Conduct virtual Loss Control surveys and services for current and prospective commercial accounts across all business units.
• Work with any virtual survey tools used to monitor the reports for completion and recommendation assistance
• Review vendor reports for accuracy and create recommendations based on information obtained from the reports
• Review claims reports to provide appropriate resources to insureds in need
• Focus on hazard and exposure identification, safety program consultation, and providing recommendations to mitigate loss potential and improve overall risk quality during virtual surveys.
• Provide detailed written survey reports, along with supporting data and information, for Underwriting review to assist with risk selection and account retention efforts.
• Develop and implement virtual risk improvement services for our mutual customers, including creating safety programs, consulting on identified hazards and exposures, and identifying resources and training to help mitigate loss potential.
• Participate in department projects throughout the year to broaden and grow your professional network and technical skillset.

WHAT YOU’LL BRING:

• Bachelor’s Degree preferred; 2-5 years of experience in Loss Control, within the insurance industry, or extensive experience in the safety industry.
• Degree and/or an insurance/safety-related designation a plus.
• Willingness to develop an understanding of building construction, electrical and plumbing standards, HVAC systems, sprinkler systems, and fire department operations; able to recognize hazards related to employee on the job injuries
• Be able to observe, develop, and communicate risk recommendations so that the underwriter can make an effective decision on the risk
• Be self-disciplined, organized and able to manage an aggressive workload and have the ability to prioritize and schedule inspections timely and efficiently

BENEFITS:

PHYSICAL DEMANDS & WORK ENVIRONMENTAL FACTORS:

The physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

EEO STATEMENT:

Harford Mutual Insurance Group provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Most new hires fall within this range and have the opportunity to earn more over time. Initial placement within the salary range, however, is based on an individual's relevant knowledge, skills and experience for the position.