SAP S/4HANA Consultant

We are seeking a senior SAP S/4HANA Credit Management Consultant to lead the functional design, implementation and rollout of Credit Management capabilities within a global SAP S/4HANA landscape, acting as the primary SME and working closely with business stakeholders, SAP architects, development and integration teams, and market representatives across the full delivery lifecycle. Responsibilities Lead the functional design and implementation of SAP S/4HANA Credit Management / FSCM Credit Management Own the Credit Management solution design and ensure alignment with the overall Order-to-Cash (O2C) architecture and business processes Facilitate workshops with business stakeholders to gather credit policies, risk-management requirements and market-specific needs Translate business requirements into SAP functional designs, configuration and implementation requirements Configure and optimize key Credit Management capabilities, including credit segments, credit profiles, credit limits, exposure, credit-risk classes, scoring, automatic credit checks, credit-block management, release processes and Business Partner integration Define and validate integration between Credit Management and Sales & Distribution, Finance, Business Partner and related SAP/non-SAP systems Analyze existing processes and recommend standard S/4HANA capabilities while minimizing unnecessary customization Prepare functional specifications for required enhancements, interfaces and developments in close collaboration with ABAP and integration teams Support SIT, UAT, regression testing, cutover, go-live and hypercare activities Coordinate resolution of complex functional defects and integration issues across teams Contribute to the creation of a global template and manage localization requirements for subsequent market rollouts Provide functional leadership and guidance to other SAP consultants and market teams Requirements 3+ years of hands-on experience with SAP S/4HANA Credit Management / FSCM Credit Management and Order-to-Cash business processes Knowledge of integration between Credit Management, SAP SD and FI, and Business Partner Expertise in designing and configuring credit checks, credit limits, credit exposure and credit-block/release processes Experience with S/4HANA implementations, migrations and global template rollouts Capability to independently lead functional workshops and communicate with senior business stakeholders Strong analytical and troubleshooting skills, including resolution of complex cross-functional SAP issues Experience preparing functional specifications and working with ABAP, integration and architecture teams Experience across the full implementation lifecycle: Design, Build, SIT, UAT, Cutover, Go-Live and Hypercare Strong English communication and stakeholder-management skills Nice to have Experience leading multi-country/global SAP rollouts Background in retail or large international enterprise environments Experience with complex integrations between S/4HANA Credit Management and external credit, finance or risk-management solutions Experience establishing reusable global templates while managing market-specific requirements Previous experience acting as a Lead Consultant, Functional Lead or Credit Management SME