Compliance Officer (SMF16 / SMF17)

Location: London / Remote (UK)
Employment Type: Part Time, Permanent
Reporting To: Director, Cutronas FS Ltd
Regulatory Classification: SMF16 (Compliance Oversight) & SMF17 (Money Laundering Reporting Officer)

About Cutronas FS Ltd

Cutronas FS Ltd is a Financial Conduct Authority (FCA)–regulated financial services firm (FRN: 742193), providing specialist advice across life insurance, income protection, health, and home insurance products.
We are undergoing an exciting phase of growth and transformation — strengthening our governance framework, digital infrastructure, and operational excellence.

To support this, we are seeking a dedicated, proactive, and experienced Compliance Officer to lead our compliance function and uphold the highest standards of integrity, governance, and regulatory adherence.

Key Responsibilities

Act as the firm’s designated SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting Officer), upon FCA approval via Form A.

Oversee the development, implementation, and continuous improvement of Cutronas FS Ltd’s compliance and risk management framework in line with FCA requirements.

Monitor and review all business processes, client interactions, and advisory practices to ensure full compliance with FCA, ICO, and AML obligations.

Serve as the primary liaison with the FCA and other regulatory bodies, preparing and submitting reports, notifications, and annual returns.

Advise senior management on compliance risks, regulatory developments, and internal controls, ensuring effective mitigation and escalation procedures.

Maintain and update internal compliance policies, manuals, and training materials.

Deliver regular compliance and AML training to all staff to promote a culture of compliance and ethical conduct.

Conduct periodic audits, file reviews, and investigations to identify gaps and implement corrective actions.

Ensure adherence to Consumer Duty, SYSC, MLR 2017, and other relevant regulatory standards.

Qualifications & Experience

Bachelor’s degree (or higher) in Law, Finance, Business Administration, or a related discipline.

Proven experience in a Compliance Officer or MLRO role within a UK-regulated financial services firm.

Practical understanding of FCA Handbook, including SYSC, PRIN, COND, and AML/CTF obligations.

Demonstrable experience in SMF16/SMF17 functions or working closely under them.

Strong analytical and interpretive skills — capable of translating regulatory language into actionable business processes.

Excellent written and verbal communication, with the ability to engage confidently with senior management and regulators.

High ethical standards, sound judgment, and the ability to operate with discretion and independence.

What We Offer

Opportunity to lead the compliance and governance function of a growing FCA-regulated firm.

Direct influence on company policy, culture, and strategic direction.

Supportive and inclusive team culture that values integrity, transparency, and collaboration.

Ongoing professional development, including FCA and AML training.

Competitive remuneration and benefits package.

Fully remote working.

How to Apply

If you are a motivated compliance professional who thrives on responsibility and is ready to play a key role in driving our regulatory and ethical standards, we would love to hear from you.