Property Risk Consultant

Berkley One is a modern insurance provider for a modern generation of affluence. We serve clients who live dynamic, adventurous lives and expect their insurance experience to match. Our mission is to deliver highly personalized risk and claims management through a blend of expert independent agents, cutting-edge digital tools, and the strength of the W.R. Berkley brand.

Why Join Us?
At Berkley One, you’ll be part of a forward-thinking team that’s reimagining personal insurance. We’re building solutions that are as sophisticated and agile as the clients we serve—individuals and families who value innovation, simplicity, and exceptional service. You’ll collaborate with passionate professionals, leverage modern technology, and help shape the future of our industry.

What We Value

• A client-first mindset with a passion for delivering exceptional experiences
• Curiosity, creativity, and a drive to challenge the status quo
• Collaboration across disciplines to build smarter, more intuitive solutions
• Integrity, expertise, and a commitment to excellence

Join us in creating a new standard in personal insurance—where protection meets possibility.

#LI-AV1  #LI-REMOTE

The Company is an equal employment opportunity employer. 

As a Property Risk Consultant, you'll serve as a trusted advisor to affluent homeowners, helping them protect their homes, families, and valuable assets from preventable loss. Through on-site and virtual risk assessments, the consultant identifies vulnerabilities and exposures, educates clients on emerging and common risks, and develops practical, customized loss prevention strategies.

By combining technical expertise with a consultative approach, the Risk Consultant helps clients understand their risks, evaluate mitigation options, and make informed decisions that enhance safety, resilience, and long-term asset protection. The role is focused not only on identifying exposures, but also on influencing action and supporting clients throughout their loss prevention journey.

You'll be an essential partner to Underwriting by validating property characteristics, assessing overall risk quality, establishing accurate replacement cost estimates, and escalating material underwriting concerns that may impact eligibility, pricing, or coverage decisions.

This is a fully remote/work-from-home position supporting accounts throughout Texas. The assigned territory includes the entire state; however, candidates must reside in or near the Dallas or Austin, TX metropolitan areas, where the highest concentration of clients is located.

What you can expect:

• Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent
• Internal mobility opportunities
• Visibility to senior leaders and partnership with cross functional teams
• Opportunity to impact change
• Benefits – competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education

We'll count on you to:

• Conduct comprehensive risk assessments for high-value homes to identify exposures that could lead to property damage, personal liability, or threats to client safety and security.
• Evaluate risks associated with water damage, fire, electrical systems, severe weather, natural catastrophes, homes under construction, personal security, and other exposures common to affluent homeowners.
• Deliver tailored loss prevention recommendations designed to reduce the likelihood and severity of loss while improving the resilience of the home and lifestyle.
• Act as a trusted advisor by educating clients on risks, explaining mitigation options, and supporting informed decision-making.
• Encourage and influence adoption of loss prevention measures through effective consultation, clear communication, and ongoing engagement with clients and brokers.
• Maintain knowledge of emerging loss trends, technologies, and best practices to provide relevant and actionable risk management guidance.
• Collaborate with brokers, clients, contractors, and service providers to facilitate the implementation of recommended risk mitigation solutions.
• Validate and document property characteristics, construction features, protective systems, and occupancy information to support sound underwriting decisions.
• Develop, validate, and maintain accurate replacement cost estimates to help ensure adequate insurance-to-value.
• Identify, evaluate, and escalate material underwriting concerns, changes in risk profile, or coverage adequacy issues discovered during the assessment process.
• Prepare clear and concise risk assessment reports that communicate exposures, recommendations, and underwriting considerations.
• Other duties as assigned

What you'll need to have:

• Bachelor's degree or equivalent
• 3+ years of experience in risk management, loss control, underwriting, claims, construction, appraising, or a related property risk discipline.
• Strong ability to identify property loss exposures and provide effective loss prevention and risk mitigation recommendations.
• Knowledge of residential construction, building systems, property valuation, and replacement cost methodologies.
• Experience working with affluent clients and a solid understanding of personal insurance products and risk management principles.
• Proficiency with e2Value or similar valuation platforms.
• Exceptional communication, consulting, and relationship-management skills.
• Customer-focused with the ability to influence action, build trust, and advocate for client needs.
• Highly organized, accountable, and collaborative, with strong judgment and problem-solving skills.

What makes you stand out:

• Curious, adaptable, and committed to continuous improvement and innovation.
• Ability to travel throughout the assigned territory, including occasional overnight travel and flexible scheduling