AML Analyst - Financial Crime Expert

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Financial Crime, AML & KYC Analyst
Type: Contract
Compensation: $75–$100/hour
Location: Remote
Commitment: 15 hours/week

Role Responsibilities

• Adjudicate transaction-monitoring alerts using alert packets, KYC/CDD profiles, and transaction history. Document dispositions and draft SAR narratives as needed.
• Review client onboarding and KYC packets for completeness. Identify and document cross-document discrepancies for remediation.
• Resolve complex beneficial-ownership structures. Apply 10%/25% UBO thresholds effectively.
• Adjudicate sanctions and adverse-media hits. Provide short rationales for true matches, false positives, or escalations.
• Triage supervisory alert queues. Adjudicate card fraud and disputes. Assess flagged communications against trade records.

Qualifications

Must-Have

• 3+ years hands-on experience in AML, financial crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance.
• Working knowledge of FinCEN, FATF, OFAC frameworks, and SAR/CDD documentation standards.
• Ability to provide clear, defensible written rationales.

Preferred

• CAMS/ACAMS or CFE certification.
• Experience with enhanced due diligence, entity unwinding, SQL, or transaction analytics.
• Background in fintech or payments.

Assessment

• A timed exercise includes a mock alert packet for disposition and SAR narrative, a KYC packet for discrepancy and remediation list, and a batch of sanctions hits for adjudication with rationale.

Application Process (Takes 20–30 mins to complete)

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

• For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
• For any help or support, reach out to: support@mercor.com

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.