Executive Underwriter – Professional Liability (Architects & Engineers)

Position Summary

What will your job entail?

Key Responsibilities:

Underwriting & Portfolio Management

• Independently underwrite and manage a portfolio of Professional Liability risks, with a primary focus on Architects & Engineers accounts.

• Evaluate small and middle market risks, including complex exposures, to ensure sound risk selection and profitable portfolio growth.

• Analyze submissions, financial information, loss history, and operational exposures to determine appropriate pricing, coverage structure, and terms.

• Underwrite both admitted and surplus lines business within delegated underwriting authority.

Broker & Market Development

• Develop and maintain strong relationships with retail brokers and distribution partners on a national basis.

• Identify and pursue new business opportunities within targeted markets and industry segments.

• Negotiate pricing, coverage, and policy terms while maintaining underwriting discipline and profitability objectives.

• Collaborate with brokers to develop solutions that meet client needs and support long-term business growth.

Strategy & Technical Expertise

• Support underwriting leadership in executing portfolio strategies and achieving business objectives.

• Monitor market conditions, industry trends, and competitive developments impacting Professional Liability business.

• Contribute technical expertise related to A&E Professional Liability and other E&O products, including Accountants Professional Liability exposures.

• Assist in the development and enhancement of underwriting guidelines, product offerings, and best practices.

Collaboration & Portfolio Performance

• Partner with Claims, Actuarial, Product, Legal, and Compliance teams to support underwriting decisions and portfolio management.

• Monitor portfolio performance, including premium growth, retention, profitability, and loss ratio trends.

• Maintain accurate underwriting documentation and ensure compliance with company guidelines and regulatory requirements.

• Provide mentorship and technical guidance to less experienced underwriting staff as needed.

Qualifications:

Education & Experience

• Bachelor's degree in Risk Management, Business Administration, Finance, Insurance, or a related field preferred.

• 10+ years of Professional Liability / E&O underwriting experience.

• Significant experience underwriting Architects & Engineers Professional Liability risks required.

• Exposure to other Professional Liability products preferred.

• Experience underwriting both admitted and surplus lines business.

• Demonstrated success evaluating small and middle market accounts, including complex risks, while balancing growth and profitability objectives.

• Established relationships with retail brokers within the Professional Liability marketplace strongly preferred.

Licenses & Certifications

• State Property & Casualty and/or Surplus Lines license required.

• CPCU, AU, RPLU, or other relevant insurance designations preferred.

Skills & Competencies

• Deep expertise in Professional Liability and Errors & Omissions underwriting.

• Strong understanding of Architects & Engineers risk exposures and coverage considerations.

• Advanced risk assessment, pricing, and coverage analysis capabilities.

• Proven relationship-building and broker management skills.

• Strong negotiation, communication, and presentation abilities.

• Strategic mindset with a focus on profitable growth and portfolio management.

• Ability to work independently while serving as a senior technical partner within the team.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates 

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/. 

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com 

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.