Logo for Navitas Credit Corp.

Senior Middle Ticket Underwriter

Role overview

Qualifications

  • 4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience.
  • Computer skills required: Excel spreadsheets
  • Previous equipment leasing/loan industry experience required.
  • Strong analytical and problem-solving abilities

Responsibilities

  • Analyze financial statements, tax returns, personal credit reports, Dun Bradstreet reports and other third party information to determine the borrower’s creditworthiness.
  • Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval.
  • Correspond and interact with Sales personnel to communicate the need for additional credit information as well as communicating justification for decisions.
  • Recommend changes to Navitas’ credit guidelines as needed to ensure maximum efficiency while maintaining sound credit decisions.

Key facts

Other skills

  • Detail Oriented
  • Microsoft Excel
  • Analytical Thinking
  • Problem Solving
  • Communication
  • Collaboration

About the company

Navitas Credit Corp. logo

Navitas Credit Corp.

Consumer & Commercial Lending

Navitas, a wholly-owned subsidiary of United Community Bank, provides equipment financing solutions to small and medium sized businesses. We deliver creative lending solutions directly and through developing referral programs with equipment vendors, third party brokers, and strategic alliances.

Company details

IndustryConsumer & Commercial Lending
Company size201 - 500

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Job description

Overview:

Navitas Credit Corp, a leading financial services firm and INC Magazine 5000 fastest-growing company, is seeking a Senior Middle Ticket Underwriter to join our Credit team. We specialize in providing financing solutions to small and mid-sized businesses across the U.S., helping them grow and remain competitive.

At Navitas, you’ll find an entrepreneurial, growth-oriented culture with opportunities to make a meaningful impact while advancing your career. Reporting to the Chief Credit Officer, the Senior Middle Ticket Underwriter is responsible for evaluating and making credit decisions on new business transactions in alignment with Navitas’ credit policies. This role also partners closely with Sales to support deal flow while maintaining sound credit standards.

 

 

What You’ll Do:

  • Analyze financial statements, tax returns, personal credit reports, Dun & Bradstreet reports and other third party information to determine the borrower’s creditworthiness.
  • Complete financial spreads and PD templates as required by Navitas’ credit policies.
  • Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval.
  • Correspond and interact with Sales personnel to communicate the need for additional credit information as well as communicating justification for decisions.
  • Recommend changes to Navitas’ credit guidelines as needed to ensure maximum efficiency while maintaining sound credit decisions.
  • Complete assignments within due dates, if applicable.

 

 

Requirements For Success:
  • 4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience.
  • Computer skills required: Excel spreadsheets
  • Previous equipment leasing/loan industry experience required.
  • Prior franchise lending experience is a plus.
  • Strong analytical and problem-solving abilities
  • Excellent mathematical and financial modeling skills
  • Highly organized with exceptional attention to detail
  • Ability to prioritize, multitask, and work efficiently under tight deadlines
  • Sound judgment in complex and non-standard scenarios
  • Effective communication skills, including delivering difficult decisions professionally
  • Ability to collaborate across teams and manage competing stakeholder needs
Conditions of Employment:
  • Must be able to pass a criminal background & credit check
  • This is a full-time, non-remote position

 FLSA Status:

  • Non-Exempt

Ready to take your career to the next level? Apply now and become a vital part of our team!

 

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

 

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range: USD $68,287.00 - USD $113,209.00 /Yr.

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MR

Marcus Rivera

Chief Revenue Officer

m.rivera@company.com
linkedin.com/in/marcusrivera
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