Job Requisition ID: 94244
Location Designation: Fully Remote
Role Overview
We are seeking a physician to join our dynamic and collaborative team of Medical Directors. The successful candidate will possess broad and deep clinical expertise and the ability to apply medical knowledge to accurately assess mortality and morbidity risks associated with complex medical impairments. This individual will demonstrate professionalism, intellectual curiosity, motivation, strong customer service orientation, and excellent communication skills.
As a Medical Director, you will partner closely with underwriting professionals to evaluate insurance risk, provide medical consultation, and contribute to the development of underwriting guidelines. Over time, you will have opportunities to support strategic initiatives that leverage medical expertise to enhance business outcomes, including regulatory and compliance efforts, workflow optimization, and the application of data and analytics.
For physicians new to the life insurance industry, this is a hybrid position based in our New York City headquarters. Candidates with prior life insurance Medical Director experience may be eligible to work remotely with periodic visits to the Home Office.
What You’ll Do
- Review and evaluate medical records, laboratory results, ECGs, and other clinical information to assess mortality and morbidity risk for life insurance applicants.
- Partner with Underwriters to determine appropriate risk classifications by applying medical expertise, company guidelines, and market considerations.
- Provide consultative medical support to the Underwriting team and educate colleagues on the impact of medical impairments and emerging clinical developments.
- Contribute to the development, maintenance, and enhancement of medical underwriting guidelines and risk assessment practices.
- Participate in business-focused initiatives that may include regulatory and compliance activities, workflow optimization, automation and AI-enabled solutions, and the use of data analytics to improve risk prediction and decision-making.
What You’ll Bring
Required Skills
- Medical degree (MD, DO, or equivalent) and active licensure to practice medicine in a U.S. state.
- Minimum of three years of clinical practice experience with strong diagnostic and clinical assessment skills.
- Demonstrated ability to interpret ECGs, laboratory findings, and complex medical information accurately and efficiently.
- Strong verbal and written communication skills with the ability to explain medical concepts to non-clinical audiences.
- Strong organizational skills, attention to detail, and the ability to manage multiple priorities effectively.
- Proficiency with Microsoft Office applications, including Outlook, Teams, Word, PowerPoint, Excel, and SharePoint, and a commitment to transitioning into a non-clinical role.
Preferred Skills
- Board certification in Internal Medicine or Family Medicine; candidates from other specialties with broad clinical expertise are also encouraged to apply.
- Previous experience as a Medical Director within the life insurance industry.
- Board certification or eligibility in Insurance Medicine.
- Experience supporting process improvement, analytics, automation, AI-enabled initiatives, or other business transformation efforts.
- Occasional travel is required. Physicians who are new to the life insurance industry will be expected to work toward board certification in Insurance Medicine.
#LI - EM1
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Job Level: LEVELPF6
Pay Transparency
Salary Range: $220,000 - $265,000
Overtime eligible: Exempt
Discretionary bonus eligible: Yes
Sales bonus eligible: No
Actual base salary will be determined based on several factors but not limited to individual’s experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program.
Our Benefits
We provide a full package of benefits for employees – and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can flourish both inside and outside of work. Click here to discover more about our comprehensive benefit options or visit our NYL Benefits Site.
Our Commitment to Inclusion
At New York Life, fostering an inclusive workplace is fundamental to who we are and how we serve our communities. We have a longstanding commitment to creating an environment where individuals can contribute their best and succeed together. This foundation is rooted in our core values of humanity and integrity, ensuring that every employee feels valued and supported. By embracing a broad range of perspectives and experiences, we achieve greater success and fulfill our promise of providing financial security and peace of mind to families across all communities. Click here to learn more about New York Life’s leadership in this space.
Recognized as one of Fortune’s World’s Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. To learn more about career opportunities at New York Life, please visit the Careers page of www.NewYorkLife.com.
Job Requisition ID: 94244
