Role overview

Qualifications

2-4 years working as an Underwriter I or have minimum 5 years as Commercial CSR or Associate Underwriter or equivalent preferred
4-year degree (or directly-related equivalent experience) preferred
Strong technical PC underwriting knowledge and skills
Strong knowledge of NIAG policies and coverages and how they differ from competitor’s forms and coverages

Responsibilities

Assess and price new business, renewals and endorsements according to guidelines and authority as outlined in the underwriting manual
Prepare the underwriting and rating work-up on all new business and renewal policies as assigned
Effectively communicate to broker quote conditions
Actively manage assigned book of business

Key facts

Remote from: California (USA), Oregon (USA)
Full time
Mid-level (2-5 years)
Underwriter
English

Hard skills

Underwriting Risk Analysis Pricing Systems Documentation Generation

Other skills

Communication
Customer Service
Training And Development
Creative Problem Solving
Organizational Skills
Collaboration
Time Management
Detail Oriented

About the company

Nonprofits Insurance Alliance (NIA)

Insurance

Nonprofits Insurance Alliance (NIA) is the nation’s leading property and liability insurer exclusively serving nonprofit organizations. Founded in 1989 in Santa Cruz, CA, NIA is a social enterprise developing the long-term sustainability of the nonprofit sector. NIA has one of the best customer retention rates in the industry. NIA members enjoy fair and equitably-priced insurance, specialized insurance coverage, dividends, and innovative risk management and member services. Our coverages include: Commercial General Liability, Directors and Officers (D&O), Flat Rate D&O, Improper Sexual Conduct, Social Service Professional, Employee Benefits Liability, Business Auto, Non-Owned/Hired Auto, Umbrella Liability, Auto Physical Damage, Employee Dishonesty, Commercial Property, and Participant/Volunteer Accident. Nonprofits Insurance Alliance is the tradename for a group of insurers — NIAC, ANI, and NANI — all of whom are public-benefit 501(c)(3) nonprofits and rated A (Excellent) by AM Best. All NIA organizations are administered by Alliance Member Services (AMS), also a 501(c)(3) nonprofit. Today, more than 25,000 nonprofit organizations in 32 states and the District of Columbia rely on NIA for liability insurance coverage. These include children’s programs, group homes, senior organizations, art programs, food banks, community groups, foster family agencies, and many others. These mission-driven organizations are essential to the health of the communities they serve and it is NIA's mission to help keep the nonprofit sector strong.

Company details

Company typeSME

IndustryInsurance

Company size51 - 200

Links

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Job description

Underwriter

Note: PST or MST time zone required for this role.

Summary

Reporting to the Underwriting Manager and operating within guidelines established in the NIAC / ANI underwriting manual, performs risk selection and pricing on new business, renewals and endorsements. Reviews new business and renewal quotes prior to issuance. Makes marketing calls to members and brokers on an as needed basis. This position requires a great deal of creativity and latitude. Makes some marketing calls to members and brokers on an as needed basis. The requirements listed below are representative of the knowledge, skill, and/or ability required but are not all inclusive. Prior experience working remote out of a home office is required for remote positions.

Responsibilities
The Underwriter I responsibilities include but are not limited to:
Assess and price new business, renewals and endorsements according to guidelines and authority as outlined in the underwriting manual. Lines of business to underwrite include general liability, auto liability and physical damage, improper sexual conduct, liquor liability, employee benefits liability, umbrella, property and crime, social service professional liability, directors’ & officers, employment practices liability and accident
Prepare the underwriting and rating work-up on all new business and renewal policies as assigned. Such work-up to include but is not limited to:
Select and/or verify class code and premium base and rating exposure
Calculate final premium including specialty charges (special events and additional insureds)
Determine appropriate credits and/or debits to obtain a fair and sustained premium for risk
Determine coverage forms and necessary endorsements
Effectively communicate to broker quote conditions
Provide accurate documentation in the file and/or in electronic notes of underwriting thought process
Ability to think outside of the box and develop solutions for our members that address their specific insurance needs
A personal commitment to providing Inspired Service in every internal and external client engagement
Provide customer service by responding promptly and courteously to all requests for information
Ensure timely and accurate preparation for issuance of policies
Effectively communicate company standards, mission, underwriting guidelines, and requirements to brokers and/or members
Provide accurate documentation in the file and/or in electronic notes of underwriting thought process.
Order/review inspection reports to assess risk quality and to confirm exposure base accuracy
Actively manage assigned book of business. Responsible for achieving company renewal retention ratio goal and amount of new business written on a monthly basis in addition to company profitability goals
Actively manage relationships with assigned brokers, customers and members.
Ensure that information available from internal and external resources is properly integrated into underwriting decision making
Ensure that referral guidelines are properly followed regarding all lines of business underwritten
Provides training and mentoring for other members of the Insurance Operations team when required
Miscellaneous tasks – Any and all assignments related to the insurance operations department as requested
Some travel required
Required Skills
Strong technical P&C underwriting knowledge and skills
Intermediate knowledge of ISO commercial class codes and CLM rules, forms, rating and regulatory requirements
Strong knowledge of NIAG polices and coverages and how they differ from competitor’s forms and coverages.
Strong knowledge of underwriting and pricing principles and the ability to use this knowledge to make underwriting and pricing decisions with little oversight
Results-oriented, self-motivated problem solver with excellent verbal and written communication skills
Consistent customer service focus for members and brokers
Ability to organize and prioritize workload with little supervision and efficiently make sound business decisions within level of authority
Capacity to manage multiple tasks in response to both written and verbal requests
PC literate. Basic to intermediate skills with Word, Outlook and Power Point. Intermediate skills in Excel
Should expect to assist with training and development of less experienced staff. This includes the ability to do formal and informal training sessions/classes
Candidate should possess excellent written and verbal communication skills, and sharp attention to detail. This includes strong documentation skills
Ability to collaborate with other staff members and external constituents
While performing the duties of this job, the employee is required to climb, stoop, bend, reach or sit for up to 3 hours at a time. The employee must occasionally lift/and or move up to 20lbs
Must have adequate vision (with corrective lenses if needed) to clearly view computer screen
Must have adequate hearing to perform job tasks
Experience
2-4 years working as an Underwriter I or have minimum 5 years as Commercial CSR or Associate Underwriter or equivalent preferred
Experience in a multi-state and multi-line commercial insurance environment preferred
Prior experience working remotely from a home office 100% of the time is required for remote positions
Education
4-year degree (or directly-related equivalent experience) preferred
CIC, AU, AINS or comparable designations preferred
Compensation: The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors including the location, skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for additional incentive compensation upon achievement of individual and company goals.
Salary Range
$61,000 - $129,000