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Claims Specialist IV

Role overview

Qualifications

  • 4 years of WC lost time claim handling required
  • Strong negotiation and analytical skills with a focus on resolution
  • Ability to work independently while maintaining high-quality outcomes
  • Passion for mentoring, training, and knowledge sharing

Responsibilities

  • Own the full claim lifecycle: Investigate, evaluate, negotiate, and resolve lost time workers’ compensation claims
  • Analyze complex exposures: Assess compensability, medical, legal, and indemnity factors
  • Navigate jurisdictional requirements: Ensure compliance with state-specific WC laws and regulatory guidelines
  • Strategically manage claims: Develop and execute resolution strategies

Key facts

Other skills

  • Negotiation
  • Analytical Skills
  • Mentorship
  • Training And Development
  • Communication
  • Professionalism
  • Collaboration

About the company

MEMIC logo

MEMIC

Insurance

A super-regional workers’ compensation specialty insurer rated “A” (Excellent) by A.M. Best, The MEMIC Group insures more than 20,000 employers and their estimated 300,000 employees. Licensed across the country with more than $1.4 billion in assets, The MEMIC Group is a leading carrier in the Northeast with a growing profile down the Eastern Seaboard. Offices are located in New Hampshire, Connecticut, New York, New Jersey, Pennsylvania, Virginia and Florida, in addition to the headquarters in Portland, Maine. In 2018, The MEMIC Group will have written more than $400 million in premium, a growth of more than 5.5% from 2017 and part of a 70% increase over the past 5 years.

Company details

Company typeSME
IndustryInsurance
Company size201 - 500

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Job description

We’re looking for a seasoned Claim Specialist IV to take ownership of complex lost time claims while serving as a mentor and subject matter expert within our Claims team. This is a high-visibility role designed for a skilled professional who thrives in a fast-paced environment, exercises sound judgment, and enjoys elevating the capabilities of others. The Claim Specialist IV investigates, evaluates, negotiates, and resolves lost time claims within settlement and reserving authority up to stated maximum. Based on experience and proven ability, an expanded and more difficult caseload will be expected, requiring a lesser degree of supervision.

This position can be remote, hybrid or in-person

What You’ll Do

  • Own the full claim lifecycle: Investigate, evaluate, negotiate, and resolve lost time workers’ compensation claims within designated settlement and reserving authority
  • Analyze complex exposures: Assess compensability, medical, legal, and indemnity factors while proactively managing risk and claim cost drivers
  • Navigate jurisdictional requirements: Ensure compliance with state-specific WC laws, litigation processes, and regulatory guidelines
  • Strategically manage claims: Develop and execute resolution strategies, including collaboration with defense counsel, medical providers, and vendors
  • Exercise advanced judgment: Handle a high-exposure, complex caseload with a high degree of autonomy and limited supervision
  • Develop others: Design and deliver training sessions, research materials, and technical guidance for less experienced adjusters
  • Serve as a subject matter expert: Provide leadership in best practices, reserving, settlement strategy, and claim handling excellence

What Sets This Role Apart

  • Complex, high-impact caseload: Manage litigated and non-litigated lost time claims requiring deep technical expertise 
  • Expanded authority: Settlement and reserving authority aligned with your experience and demonstrated capabilities
  • Influential role: Shape claim outcomes and elevate team performance through mentorship and knowledge sharing
  • Cross-functional exposure: Regular collaboration with legal, medical management, underwriting, and risk partners

 What You Bring

  • Proven experience managing lost time claims with increasing complexity - 4 years of WC lost time claim handling required
  • Strong negotiation and analytical skills with a focus on resolution
  • Ability to work independently while maintaining high-quality outcomes
  • Passion for mentoring, training, and knowledge sharing
  • Demonstrated ability to handle confidential, high-impact situations with professionalism

 

MEMIC is committed to a policy of nondiscrimination and equal opportunity for all employees and qualified applicants without regard to race, color, religious creed, national origin, ancestry, age, disability, genetics, gender identity, veteran's status, sexual orientation, or any other characteristic protected by law. Additionally, we are committed to providing an inclusive and accessible recruitment experience for all candidates. If you need a reasonable accommodation during the interview process, please contact us at hr@memic.com

To ensure an equitable and authentic interview process, candidates should not use AI or chatbot tools during the live interview or phone screen. We welcome any preparation you choose to do beforehand, but all responses shared during the interview must be your own.

Note: MEMIC does not offer Stem-OPT EAD Extension for this role.

Check out our benefit offerings here! Targeted salary range: ___________

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MR

Marcus Rivera

Chief Revenue Officer

m.rivera@company.com
linkedin.com/in/marcusrivera
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